Devel tst phys/qhp 1st hr at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$228.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$476.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$95.81 with ucare pmap (a b c d e g n o s u r h) vs $777.37 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $95.81 ↓ -58%
medica pmap (um) medica pmap (um) $105.72 ↓ -54%
allina aetna medicare (u) allina aetna medicare (u) $125.97 ↓ -45%
medicare other all other medicare (u) $132.60 ↓ -42%
medicare medicare (u) $132.60 ↓ -42%
medicaid medicaid ma (u) $136.03 ↓ -40%
all other medicaid all other medicaid (u) $136.03 ↓ -40%
medica medica medicare (u) $139.23 ↓ -39%
bcbs bc medicare (u) $139.23 ↓ -39%
south country health alliance scha pmap (u) $140.11 ↓ -39%
health partners hpi medicare (amu) $142.47 ↓ -38%
medica dual solutions (a u) medica dual solutions (a u) $152.00 ↓ -34%
health partners hpi pmap (amu) $155.66 ↓ -32%
uhc ubh pmap uhc ubh pmap (u) $170.04 ↓ -26%
aetna aetna elevate (amu) $172.00 ↓ -25%
aetna aetna performance (amu) $186.00 ↓ -19%
medica health system medica elect (u m) $222.00 ↓ -3%
medica medica essentials (u m) $232.00 ↑ +1%
medica mhps medica mhps (u m) $232.00 ↑ +1%
medica health system medica choice (u m) $244.00 ↑ +7%
aetna direct network aetna direct network (amu) $264.00 ↑ +15%
blue cross blue shield of minnesota bc pmap (amu) $288.63 ↑ +26%
united healthcare (um) united healthcare (um) $317.00 ↑ +39%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $318.67 ↑ +39%
medica ubh (u) medica ubh (u) $333.34 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $352.39 ↑ +54%
medica ubh pmap medica ubh pmap (u) $380.96 ↑ +67%
health partners hpi cigna (mu) $391.68 ↑ +71%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $400.01 ↑ +75%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $476.20 ↑ +108%
blue cross blue shield of minnesota bc state health plan (mu) $550.84 ↑ +141%
blue cross blue shield of minnesota bc premier (m u) $584.80 ↑ +156%
blue cross allina health blueprint (mu) $629.67 ↑ +175%
bcbs bc aehp (mu) $687.95 ↑ +201%
blue cross blue shield of minnesota bc high value/performance network (mu) $738.49 ↑ +223%
blue cross blue shield of minnesota bc aware/blue plus (m u) $777.37 ↑ +240%

Visitor-reported prices

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Devel tst phys/qhp 1st hr at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $240.35 $125.97 – $770.90
Abbott Northwestern Hospital MN 55407 $228.58 $125.97 – $391.68
Allina Health Faribault Medical Center Faribualt $240.35 $125.97 – $770.90
New Ulm Medical Center MN 56073 $192.92 $125.97 – $957.76
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $228.58 $125.97 – $288.63
Buffalo Hospital Buffalo $240.35 $125.97 – $770.90
Cambridge Medical Center Cambridge $240.35 $125.97 – $770.90
River Falls Area Hospital River Falls $240.35 $125.97 – $1,360.25

All Minnesota hospitals for this procedure →