Conversion ext bil drg cath at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$2,725.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,678.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$459.74 with blue cross blue shield of minnesota vs $9,949.00 with united healthcare (um) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $459.74 ↓ -83%
blue cross blue shield of minnesota bc state health plan (mu) $877.38 ↓ -68%
blue cross blue shield of minnesota bc premier (m u) $931.47 ↓ -66%
blue cross allina health blueprint (mu) $1,002.93 ↓ -63%
bcbs bc aehp (mu) $1,095.78 ↓ -60%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $1,142.51 ↓ -58%
blue cross blue shield of minnesota bc high value/performance network (mu) $1,176.26 ↓ -57%
blue cross blue shield of minnesota bc aware/blue plus (m u) $1,238.19 ↓ -55%
medica pmap (um) medica pmap (um) $1,260.63 ↓ -54%
medica dual solutions (a u) medica dual solutions (a u) $2,369.00 ↓ -13%
aetna aetna elevate (amu) $2,456.00 ↓ -10%
aetna aetna performance (amu) $2,626.00 ↓ -4%
health partners hpi medicare (amu) $3,213.65 ↑ +18%
all other medicaid all other medicaid (u) $3,411.25 ↑ +25%
medicaid medicaid ma (u) $3,411.25 ↑ +25%
allina aetna medicare (u) allina aetna medicare (u) $3,505.41 ↑ +29%
health partners hpi pmap (amu) $3,511.35 ↑ +29%
south country health alliance scha pmap (u) $3,513.59 ↑ +29%
medicare medicare (u) $3,689.91 ↑ +35%
medicare other all other medicare (u) $3,689.91 ↑ +35%
aetna direct network aetna direct network (amu) $3,784.00 ↑ +39%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $3,800.05 ↑ +39%
bcbs bc medicare (u) $3,874.41 ↑ +42%
medica medica medicare (u) $3,874.41 ↑ +42%
medica ubh (u) medica ubh (u) $3,974.95 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $4,202.09 ↑ +54%
uhc ubh pmap uhc ubh pmap (u) $4,264.06 ↑ +56%
medica ubh pmap medica ubh pmap (u) $4,542.80 ↑ +67%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $4,769.94 ↑ +75%
medica health system medica elect (u m) $5,640.00 ↑ +107%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $5,678.50 ↑ +108%
medica medica essentials (u m) $5,889.00 ↑ +116%
medica mhps medica mhps (u m) $5,889.00 ↑ +116%
medica health system medica choice (u m) $6,198.00 ↑ +127%
health partners hpi (u m) $7,800.67 ↑ +186%
health partners hpi cigna (mu) $8,835.21 ↑ +224%
united healthcare (um) united healthcare (um) $9,949.00 ↑ +265%

Visitor-reported prices

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Conversion ext bil drg cath at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $1,747.03 $506.62 – $7,359.62
Abbott Northwestern Hospital MN 55407 $2,725.68 $459.74 – $8,835.21
Allina Health Faribault Medical Center Faribualt $1,747.03 $506.62 – $7,359.62
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $2,725.68 $459.74 – $5,889.00
Buffalo Hospital Buffalo $1,747.03 $506.62 – $7,359.62
Cambridge Medical Center Cambridge $1,747.03 $506.62 – $7,359.62
River Falls Area Hospital River Falls $1,747.03 $495.59 – $3,689.91
Sanford Canby Medical Center Canby not published $3,705.51 – $3,705.51

All Minnesota hospitals for this procedure →