Contrast x-ray gallbladder at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$190.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$396.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.50 with blue cross blue shield of minnesota vs $445.67 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $63.50 ↓ -67%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $79.82 ↓ -58%
medica pmap (um) medica pmap (um) $88.07 ↓ -54%
blue cross blue shield of minnesota bc state health plan (mu) $142.98 ↓ -25%
blue cross blue shield of minnesota bc premier (m u) $151.76 ↓ -20%
health partners hpi medicare (amu) $162.11 ↓ -15%
blue cross allina health blueprint (mu) $163.40 ↓ -14%
medicaid medicaid ma (u) $167.11 ↓ -12%
all other medicaid all other medicaid (u) $167.11 ↓ -12%
allina aetna medicare (u) allina aetna medicare (u) $171.73 ↓ -10%
south country health alliance scha pmap (u) $172.12 ↓ -10%
health partners hpi pmap (amu) $177.12 ↓ -7%
bcbs bc aehp (mu) $178.53 ↓ -6%
medica dual solutions (a u) medica dual solutions (a u) $180.00 ↓ -5%
medicare medicare (u) $180.77 ↓ -5%
medicare other all other medicare (u) $180.77 ↓ -5%
bcbs bc medicare (u) $189.81 ↓ -0%
medica medica medicare (u) $189.81 ↓ -0%
blue cross blue shield of minnesota bc high value/performance network (mu) $191.64 ↑ +1%
blue cross blue shield of minnesota bc aware/blue plus (m u) $201.73 ↑ +6%
uhc ubh pmap uhc ubh pmap (u) $208.89 ↑ +10%
aetna aetna elevate (amu) $216.00 ↑ +13%
aetna aetna performance (amu) $238.00 ↑ +25%
medica health system medica elect (u m) $238.00 ↑ +25%
medica mhps medica mhps (u m) $249.00 ↑ +31%
medica medica essentials (u m) $249.00 ↑ +31%
medica health system medica choice (u m) $262.00 ↑ +38%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $265.47 ↑ +39%
medica ubh (u) medica ubh (u) $277.69 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $293.56 ↑ +54%
medica ubh pmap medica ubh pmap (u) $317.36 ↑ +67%
united healthcare (um) united healthcare (um) $326.00 ↑ +71%
aetna direct network aetna direct network (amu) $331.00 ↑ +74%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $333.23 ↑ +75%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $396.70 ↑ +108%
health partners hpi (u m) $421.74 ↑ +121%
health partners hpi cigna (mu) $445.67 ↑ +134%

Visitor-reported prices

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Contrast x-ray gallbladder at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $201.99 $91.20 – $336.00
Abbott Northwestern Hospital MN 55407 $190.42 $63.50 – $445.67
Allina Health Faribault Medical Center Faribualt $201.99 $91.20 – $336.00
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $190.42 $63.50 – $331.00
Buffalo Hospital Buffalo $201.99 $91.20 – $336.00
Cambridge Medical Center Cambridge $201.99 $91.20 – $336.00
River Falls Area Hospital River Falls $201.99 $93.47 – $374.58
Sanford Canby Medical Center Canby not published $186.92 – $186.92

All Minnesota hospitals for this procedure →