Consultation pathology during surgery frozen section first tissue block at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$43.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$91.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$18.37 with ucare pmap (a b c d e g n o s u r h) vs $429.01 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $18.37 ↓ -58%
medica pmap (um) medica pmap (um) $20.27 ↓ -54%
aetna aetna elevate (amu) $32.18 ↓ -27%
aetna aetna performance (amu) $34.24 ↓ -22%
blue cross blue shield of minnesota bc pmap (amu) $35.58 ↓ -19%
all other medicaid all other medicaid (u) $40.27 ↓ -8%
medicaid medicaid ma (u) $40.27 ↓ -8%
medica dual solutions (a u) medica dual solutions (a u) $40.54 ↓ -7%
south country health alliance scha pmap (u) $41.48 ↓ -5%
aetna direct network aetna direct network (amu) $49.89 ↑ +14%
uhc ubh pmap uhc ubh pmap (u) $50.34 ↑ +15%
united healthcare (um) united healthcare (um) $55.24 ↑ +26%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $61.10 ↑ +39%
medica ubh (u) medica ubh (u) $63.91 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $67.56 ↑ +54%
medica health system medica elect (u m) $67.80 ↑ +55%
medica mhps medica mhps (u m) $70.78 ↑ +62%
medica medica essentials (u m) $70.78 ↑ +62%
medica ubh pmap medica ubh pmap (u) $73.04 ↑ +67%
medica health system medica choice (u m) $74.50 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $76.69 ↑ +75%
blue cross blue shield of minnesota bc state health plan (mu) $88.36 ↑ +102%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $91.30 ↑ +108%
blue cross blue shield of minnesota bc premier (m u) $93.81 ↑ +114%
blue cross allina health blueprint (mu) $101.00 ↑ +130%
bcbs bc aehp (mu) $110.35 ↑ +152%
blue cross blue shield of minnesota bc high value/performance network (mu) $118.45 ↑ +170%
blue cross blue shield of minnesota bc aware/blue plus (m u) $124.69 ↑ +185%
health partners hpi medicare (amu) $156.05 ↑ +256%
allina aetna medicare (u) allina aetna medicare (u) $166.81 ↑ +281%
health partners hpi pmap (amu) $170.49 ↑ +289%
medicare other all other medicare (u) $175.59 ↑ +301%
medicare medicare (u) $175.59 ↑ +301%
bcbs bc medicare (u) $184.37 ↑ +321%
medica medica medicare (u) $184.37 ↑ +321%
health partners hpi (u m) $224.53 ↑ +412%
health partners hpi cigna (mu) $429.01 ↑ +879%

Visitor-reported prices

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Consultation pathology during surgery frozen section first tissue block at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $104.80 $31.72 – $117.90
Sanford Westbrook Hospital Westbrook $120.00 $36.32 – $135.00
Sanford Wheaton Wheaton $207.20 $62.70 – $233.10
Sanford Luverne Medical Center Luverne $122.40 $37.04 – $137.70
Sanford Bemidji Medical Center Bemidji $265.60 $123.23 – $298.80
Sanford Worthington Medical Center Worthington $296.80 $125.89 – $333.90
Sanford Tracy Hospital Tracy $120.00 $36.32 – $135.00
Sanford Thief River Falls Medical Center Thief River Falls $250.40 $107.52 – $281.70

All Minnesota hospitals for this procedure →