Chromo high res and frag x - sendout at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$265.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$552.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.12 with ucare pmap (a b c d e g n o s u r h) vs $254.54 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $16.12 ↓ -94%
medica pmap (um) medica pmap (um) $17.78 ↓ -93%
aetna aetna elevate (amu) $28.24 ↓ -89%
aetna aetna performance (amu) $30.04 ↓ -89%
medica dual solutions (a u) medica dual solutions (a u) $35.56 ↓ -87%
aetna direct network aetna direct network (amu) $43.77 ↓ -84%
united healthcare (um) united healthcare (um) $48.46 ↓ -82%
allina aetna medicare (u) allina aetna medicare (u) $53.10 ↓ -80%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $53.60 ↓ -80%
medicare other all other medicare (u) $55.90 ↓ -79%
medicare medicare (u) $55.90 ↓ -79%
medica ubh (u) medica ubh (u) $56.07 ↓ -79%
all other medicaid all other medicaid (u) $56.99 ↓ -79%
medicaid medicaid ma (u) $56.99 ↓ -79%
bcbs bc medicare (u) $58.70 ↓ -78%
south country health alliance scha pmap (u) $58.70 ↓ -78%
medica medica medicare (u) $58.70 ↓ -78%
americas ppo (araz) americas ppo (araz) (a c m u) $59.27 ↓ -78%
medica health system medica elect (u m) $59.48 ↓ -78%
medica mhps medica mhps (u m) $62.10 ↓ -77%
medica medica essentials (u m) $62.10 ↓ -77%
medica ubh pmap medica ubh pmap (u) $64.08 ↓ -76%
medica health system medica choice (u m) $65.36 ↓ -75%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $67.28 ↓ -75%
uhc ubh pmap uhc ubh pmap (u) $71.24 ↓ -73%
blue cross blue shield of minnesota bc pmap (amu) $72.62 ↓ -73%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $80.10 ↓ -70%
health partners hpi medicare (amu) $80.10 ↓ -70%
health partners hpi pmap (amu) $81.54 ↓ -69%
health partners hpi cigna (mu) $88.88 ↓ -67%
blue cross blue shield of minnesota bc state health plan (mu) $180.38 ↓ -32%
blue cross blue shield of minnesota bc premier (m u) $191.49 ↓ -28%
blue cross allina health blueprint (mu) $206.18 ↓ -22%
bcbs bc aehp (mu) $225.26 ↓ -15%
blue cross blue shield of minnesota bc high value/performance network (mu) $241.82 ↓ -9%
blue cross blue shield of minnesota bc aware/blue plus (m u) $254.54 ↓ -4%

Visitor-reported prices

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Chromo high res and frag x - sendout at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $139.20 $42.13 – $156.60
Sanford Westbrook Hospital Westbrook $139.20 $42.13 – $156.60
Sanford Wheaton Wheaton $139.20 $42.13 – $156.60
Sanford Luverne Medical Center Luverne $139.20 $42.13 – $156.60
Sanford Tracy Hospital Tracy $139.20 $42.13 – $156.60
Sanford Thief River Falls Medical Center Thief River Falls $436.00 $59.77 – $156.60
Sanford Behavioral Health Thief River Falls Thief River Falls $436.00 $59.77 – $156.60
Owatonna Hospital Owatonna $229.38 $53.10 – $259.78

All Minnesota hospitals for this procedure →