Chest CT scan (with and without contrast) at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$647.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,349.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$90.50 with ucare pmap (a b c d e g n o s u r h) vs $1,379.00 with united healthcare (um) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $90.50 ↓ -86%
medica pmap (um) medica pmap (um) $99.86 ↓ -85%
blue cross blue shield of minnesota bc pmap (amu) $161.45 ↓ -75%
health partners hpi medicare (amu) $162.11 ↓ -75%
medicaid medicaid ma (u) $167.11 ↓ -74%
all other medicaid all other medicaid (u) $167.11 ↓ -74%
allina aetna medicare (u) allina aetna medicare (u) $171.73 ↓ -73%
south country health alliance scha pmap (u) $172.12 ↓ -73%
health partners hpi pmap (amu) $177.12 ↓ -73%
medicare medicare (u) $180.77 ↓ -72%
medicare other all other medicare (u) $180.77 ↓ -72%
medica medica medicare (u) $189.81 ↓ -71%
bcbs bc medicare (u) $189.81 ↓ -71%
uhc ubh pmap uhc ubh pmap (u) $208.89 ↓ -68%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $301.01 ↓ -54%
medica ubh (u) medica ubh (u) $314.86 ↓ -51%
americas ppo (araz) americas ppo (araz) (a c m u) $332.85 ↓ -49%
medica ubh pmap medica ubh pmap (u) $359.84 ↓ -44%
blue cross blue shield of minnesota bc state health plan (mu) $363.54 ↓ -44%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $377.83 ↓ -42%
blue cross blue shield of minnesota bc premier (m u) $385.86 ↓ -40%
blue cross allina health blueprint (mu) $415.46 ↓ -36%
health partners hpi (u m) $417.03 ↓ -36%
health partners hpi cigna (mu) $445.67 ↓ -31%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $449.80 ↓ -31%
bcbs bc aehp (mu) $453.90 ↓ -30%
blue cross blue shield of minnesota bc high value/performance network (mu) $487.26 ↓ -25%
blue cross blue shield of minnesota bc aware/blue plus (m u) $512.90 ↓ -21%
medica dual solutions (a u) medica dual solutions (a u) $654.00 ↑ +1%
aetna aetna elevate (amu) $735.00 ↑ +13%
aetna aetna performance (amu) $788.00 ↑ +22%
medica health system medica elect (u m) $943.00 ↑ +46%
medica medica essentials (u m) $984.00 ↑ +52%
medica mhps medica mhps (u m) $984.00 ↑ +52%
medica health system medica choice (u m) $1,036.00 ↑ +60%
aetna direct network aetna direct network (amu) $1,136.00 ↑ +75%
united healthcare (um) united healthcare (um) $1,379.00 ↑ +113%

Visitor-reported prices

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Chest CT scan (with and without contrast) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $2,726.40 $186.92 – $3,067.20
Sanford Westbrook Hospital Westbrook $3,167.20 $186.92 – $3,563.10
Sanford Bagley Medical Center Bagley $2,644.00 $186.92 – $2,974.50
Sanford Wheaton Wheaton $2,877.60 $186.92 – $3,237.30
Sanford Luverne Medical Center Luverne $3,312.80 $186.92 – $3,726.90
Sanford Bemidji Medical Center Bemidji $2,644.00 $132.55 – $2,974.50
Sanford Worthington Medical Center Worthington $3,056.00 $135.41 – $3,438.00
Sanford Tracy Hospital Tracy $3,167.20 $186.92 – $3,563.10

All Minnesota hospitals for this procedure →