Cath symplicity spyral at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$32,256.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$67,200.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $67,200.00 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
blue cross blue shield of minnesota bc pmap (amu) $11,914.56 ↓ -63%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $13,520.64 ↓ -58%
health partners hpi pmap (amu) $14,913.29 ↓ -54%
medica pmap (um) medica pmap (um) $14,918.40 ↓ -54%
medicare medicare (u) $20,678.78 ↓ -36%
blue cross blue shield of minnesota bc premier (m u) $21,840.00 ↓ -32%
blue cross blue shield of minnesota bc state health plan (mu) $22,021.44 ↓ -32%
allina aetna medicare (u) allina aetna medicare (u) $22,022.24 ↓ -32%
aetna aetna elevate (amu) $23,688.00 ↓ -27%
medicare other all other medicare (u) $24,696.00 ↓ -23%
blue cross allina health blueprint (mu) $24,917.76 ↓ -23%
aetna aetna performance (amu) $25,200.00 ↓ -22%
bcbs bc aehp (mu) $25,690.56 ↓ -20%
bcbs bc medicare (u) $25,930.80 ↓ -20%
medica medica medicare (u) $25,930.80 ↓ -20%
blue cross blue shield of minnesota bc high value/performance network (mu) $27,578.88 ↓ -15%
blue cross blue shield of minnesota bc aware/blue plus (m u) $29,030.40 ↓ -10%
medica dual solutions (a u) medica dual solutions (a u) $29,836.80 ↓ -8%
aetna direct network aetna direct network (amu) $36,718.08 ↑ +14%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $44,970.24 ↑ +39%
health partners hpi cigna (mu) $45,410.98 ↑ +41%
health partners hpi (u m) $46,157.53 ↑ +43%
medica ubh (u) medica ubh (u) $47,040.00 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $49,728.00 ↑ +54%
medica health system medica elect (u m) $49,902.72 ↑ +55%
medica mhps medica mhps (u m) $52,100.16 ↑ +62%
medica medica essentials (u m) $52,100.16 ↑ +62%
medica ubh pmap medica ubh pmap (u) $53,760.00 ↑ +67%
medica health system medica choice (u m) $54,835.20 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $56,448.00 ↑ +75%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $67,200.00 ↑ +108%

Visitor-reported prices

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Cath symplicity spyral at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $29,440.00 $16,560.00 – $33,120.00
Owatonna Hospital Owatonna $37,632.00 $15,638.43 – $49,586.70
Abbott Northwestern Hospital MN 55407 $32,256.00 $14,913.29 – $45,485.54
Allina Health Faribault Medical Center Faribualt $37,632.00 $15,638.43 – $49,586.70
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $32,256.00 $14,913.29 – $26,019.84
Buffalo Hospital Buffalo $37,632.00 $15,638.43 – $45,492.38
Cambridge Medical Center Cambridge $37,632.00 $15,638.43 – $45,492.38
River Falls Area Hospital River Falls $37,632.00 $20,678.78 – $31,277.03

All Minnesota hospitals for this procedure →