Brain MRI (with contrast) at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$719.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,498.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$226.15 with ucare pmap (a b c d e g n o s u r h) vs $1,900.00 with united healthcare (um) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $226.15 ↓ -69%
medica pmap (um) medica pmap (um) $249.53 ↓ -65%
blue cross blue shield of minnesota bc pmap (amu) $314.01 ↓ -56%
health partners hpi medicare (amu) $325.21 ↓ -55%
medicaid medicaid ma (u) $332.39 ↓ -54%
all other medicaid all other medicaid (u) $332.39 ↓ -54%
allina aetna medicare (u) allina aetna medicare (u) $341.56 ↓ -53%
south country health alliance scha pmap (u) $342.36 ↓ -52%
health partners hpi pmap (amu) $355.32 ↓ -51%
medicare medicare (u) $359.54 ↓ -50%
medicare other all other medicare (u) $359.54 ↓ -50%
bcbs bc medicare (u) $377.52 ↓ -48%
medica medica medicare (u) $377.52 ↓ -48%
uhc ubh pmap uhc ubh pmap (u) $415.49 ↓ -42%
blue cross blue shield of minnesota bc state health plan (mu) $707.04 ↓ -2%
blue cross blue shield of minnesota bc premier (m u) $750.45 ↑ +4%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $752.18 ↑ +5%
health partners hpi (u m) $784.99 ↑ +9%
medica ubh (u) medica ubh (u) $786.80 ↑ +9%
blue cross allina health blueprint (mu) $808.01 ↑ +12%
americas ppo (araz) americas ppo (araz) (a c m u) $831.76 ↑ +16%
medica dual solutions (a u) medica dual solutions (a u) $855.00 ↑ +19%
medica health system medica elect (u m) $860.00 ↑ +20%
bcbs bc aehp (mu) $882.78 ↑ +23%
health partners hpi cigna (mu) $894.08 ↑ +24%
medica medica essentials (u m) $898.00 ↑ +25%
medica mhps medica mhps (u m) $898.00 ↑ +25%
medica ubh pmap medica ubh pmap (u) $899.20 ↑ +25%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $944.16 ↑ +31%
medica health system medica choice (u m) $945.00 ↑ +31%
blue cross blue shield of minnesota bc high value/performance network (mu) $947.65 ↑ +32%
aetna aetna elevate (amu) $958.00 ↑ +33%
blue cross blue shield of minnesota bc aware/blue plus (m u) $997.52 ↑ +39%
aetna aetna performance (amu) $1,026.00 ↑ +43%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $1,124.00 ↑ +56%
aetna direct network aetna direct network (amu) $1,474.00 ↑ +105%
united healthcare (um) united healthcare (um) $1,900.00 ↑ +164%

Visitor-reported prices

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Brain MRI (with contrast) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $3,189.60 $374.99 – $3,588.30
Sanford Bagley Medical Center Bagley $3,405.60 $374.99 – $3,831.30
Sanford Wheaton Wheaton $3,208.80 $374.99 – $3,609.90
Sanford Luverne Medical Center Luverne $3,168.00 $374.99 – $3,564.00
Sanford Bemidji Medical Center Bemidji $3,405.60 $277.45 – $3,831.30
Sanford Worthington Medical Center Worthington $3,362.40 $283.44 – $3,782.70
Sanford Thief River Falls Medical Center Thief River Falls $3,116.00 $374.99 – $3,505.50
Sanford Behavioral Health Thief River Falls Thief River Falls $3,116.00 $374.99 – $3,505.50

All Minnesota hospitals for this procedure →