Bone marrow biopsyneedle/trocar 38221 at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$1,302.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,713.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$272.00 with united healthcare (um) vs $4,056.36 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $272.00 ↓ -79%
blue cross blue shield of minnesota bc pmap (amu) $432.22 ↓ -67%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $496.38 ↓ -62%
medica pmap (um) medica pmap (um) $547.70 ↓ -58%
aetna aetna elevate (amu) $956.54 ↓ -27%
blue cross blue shield of minnesota bc state health plan (mu) $973.20 ↓ -25%
aetna aetna performance (amu) $1,017.60 ↓ -22%
blue cross blue shield of minnesota bc premier (m u) $1,032.95 ↓ -21%
blue cross allina health blueprint (mu) $1,112.16 ↓ -15%
medica dual solutions (a u) medica dual solutions (a u) $1,204.84 ↓ -8%
bcbs bc aehp (mu) $1,215.08 ↓ -7%
blue cross blue shield of minnesota bc high value/performance network (mu) $1,304.37 ↑ +0%
blue cross blue shield of minnesota bc aware/blue plus (m u) $1,373.02 ↑ +5%
health partners hpi medicare (amu) $1,475.43 ↑ +13%
aetna direct network aetna direct network (amu) $1,482.71 ↑ +14%
all other medicaid all other medicaid (u) $1,573.57 ↑ +21%
medicaid medicaid ma (u) $1,573.57 ↑ +21%
health partners hpi pmap (amu) $1,612.11 ↑ +24%
allina aetna medicare (u) allina aetna medicare (u) $1,617.00 ↑ +24%
south country health alliance scha pmap (u) $1,620.78 ↑ +24%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $1,650.98 ↑ +27%
medicare other all other medicare (u) $1,702.11 ↑ +31%
medicare medicare (u) $1,702.11 ↑ +31%
medica ubh (u) medica ubh (u) $1,726.97 ↑ +33%
bcbs bc medicare (u) $1,787.22 ↑ +37%
medica medica medicare (u) $1,787.22 ↑ +37%
americas ppo (araz) americas ppo (araz) (a c m u) $1,825.65 ↑ +40%
uhc ubh pmap uhc ubh pmap (u) $1,966.96 ↑ +51%
medica ubh pmap medica ubh pmap (u) $1,973.68 ↑ +52%
medica health system medica elect (u m) $2,015.12 ↑ +55%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $2,072.36 ↑ +59%
medica mhps medica mhps (u m) $2,103.85 ↑ +62%
medica medica essentials (u m) $2,103.85 ↑ +62%
medica health system medica choice (u m) $2,214.30 ↑ +70%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $2,467.10 ↑ +89%
health partners hpi (u m) $3,598.36 ↑ +176%
health partners hpi cigna (mu) $4,056.36 ↑ +211%

Visitor-reported prices

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Bone marrow biopsyneedle/trocar 38221 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $2,236.00 $1,169.64 – $2,515.50
Sanford Worthington Medical Center Worthington $1,639.20 $780.05 – $1,810.80
Sanford Thief River Falls Medical Center Thief River Falls $616.00 $264.50 – $693.00
Sanford Behavioral Health Thief River Falls Thief River Falls $616.00 $264.50 – $693.00
Owatonna Hospital Owatonna $619.47 $620.78 – $3,572.45
Abbott Northwestern Hospital MN 55407 $1,302.53 $432.22 – $4,056.36
Allina Health Faribault Medical Center Faribualt $619.47 $620.78 – $3,572.45
New Ulm Medical Center MN 56073 $425.21 $332.38 – $1,795.31

All Minnesota hospitals for this procedure →