Biopsy arm/elbow soft tissue at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$895.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,864.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$279.24 with blue cross blue shield of minnesota vs $7,165.30 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $279.24 ↓ -69%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $375.20 ↓ -58%
medica pmap (um) medica pmap (um) $413.99 ↓ -54%
blue cross blue shield of minnesota bc state health plan (mu) $628.74 ↓ -30%
blue cross blue shield of minnesota bc premier (m u) $667.34 ↓ -25%
blue cross allina health blueprint (mu) $718.51 ↓ -20%
bcbs bc aehp (mu) $785.01 ↓ -12%
blue cross blue shield of minnesota bc high value/performance network (mu) $842.69 ↓ -6%
blue cross blue shield of minnesota bc aware/blue plus (m u) $887.04 ↓ -1%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $1,247.92 ↑ +39%
medica ubh (u) medica ubh (u) $1,305.36 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $1,379.95 ↑ +54%
medica ubh pmap medica ubh pmap (u) $1,491.84 ↑ +67%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,566.43 ↑ +75%
medica dual solutions (a u) medica dual solutions (a u) $1,627.00 ↑ +82%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $1,864.80 ↑ +108%
aetna aetna elevate (amu) $2,456.00 ↑ +174%
health partners hpi medicare (amu) $2,606.25 ↑ +191%
aetna aetna performance (amu) $2,626.00 ↑ +193%
medicaid medicaid ma (u) $2,767.48 ↑ +209%
all other medicaid all other medicaid (u) $2,767.48 ↑ +209%
allina aetna medicare (u) allina aetna medicare (u) $2,843.88 ↑ +218%
health partners hpi pmap (amu) $2,847.68 ↑ +218%
south country health alliance scha pmap (u) $2,850.50 ↑ +218%
medicare other all other medicare (u) $2,993.56 ↑ +234%
medicare medicare (u) $2,993.56 ↑ +234%
medica medica medicare (u) $3,143.24 ↑ +251%
bcbs bc medicare (u) $3,143.24 ↑ +251%
uhc ubh pmap uhc ubh pmap (u) $3,459.35 ↑ +286%
medica health system medica elect (u m) $3,731.00 ↑ +317%
aetna direct network aetna direct network (amu) $3,784.00 ↑ +323%
medica medica essentials (u m) $3,895.00 ↑ +335%
medica mhps medica mhps (u m) $3,895.00 ↑ +335%
medica health system medica choice (u m) $4,100.00 ↑ +358%
health partners hpi (u m) $6,328.56 ↑ +607%
united healthcare (um) united healthcare (um) $6,451.00 ↑ +621%
health partners hpi cigna (mu) $7,165.30 ↑ +701%

Visitor-reported prices

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Biopsy arm/elbow soft tissue at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $439.26 $401.05 – $4,275.53
Abbott Northwestern Hospital MN 55407 $895.10 $279.24 – $7,165.30
Allina Health Faribault Medical Center Faribualt $439.26 $401.05 – $4,275.53
New Ulm Medical Center MN 56073 $1,292.26 $418.41 – $2,993.56
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $895.10 $279.24 – $3,895.00
Buffalo Hospital Buffalo $439.26 $401.05 – $4,512.00
Cambridge Medical Center Cambridge $439.26 $401.05 – $4,275.53
River Falls Area Hospital River Falls $439.26 $331.89 – $2,993.56

All Minnesota hospitals for this procedure →