Assay of osteocalcin at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$76.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$160.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.02 with ucare pmap (a b c d e g n o s u r h) vs $77.09 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $13.02 ↓ -83%
medica pmap (um) medica pmap (um) $14.36 ↓ -81%
blue cross blue shield of minnesota bc pmap (amu) $22.00 ↓ -71%
aetna aetna elevate (amu) $22.81 ↓ -70%
aetna aetna performance (amu) $24.26 ↓ -68%
allina aetna medicare (u) allina aetna medicare (u) $27.79 ↓ -64%
medica dual solutions (a u) medica dual solutions (a u) $28.73 ↓ -63%
medicare medicare (u) $29.25 ↓ -62%
medicare other all other medicare (u) $29.25 ↓ -62%
all other medicaid all other medicaid (u) $29.82 ↓ -61%
medicaid medicaid ma (u) $29.82 ↓ -61%
south country health alliance scha pmap (u) $30.71 ↓ -60%
medica medica medicare (u) $30.71 ↓ -60%
bcbs bc medicare (u) $30.71 ↓ -60%
aetna direct network aetna direct network (amu) $35.35 ↓ -54%
uhc ubh pmap uhc ubh pmap (u) $37.27 ↓ -52%
united healthcare (um) united healthcare (um) $39.14 ↓ -49%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $43.30 ↓ -44%
medica ubh (u) medica ubh (u) $45.29 ↓ -41%
americas ppo (araz) americas ppo (araz) (a c m u) $47.88 ↓ -38%
medica health system medica elect (u m) $48.05 ↓ -38%
medica medica essentials (u m) $50.16 ↓ -35%
medica mhps medica mhps (u m) $50.16 ↓ -35%
medica ubh pmap medica ubh pmap (u) $51.76 ↓ -33%
medica health system medica choice (u m) $52.80 ↓ -31%
health partners hpi pmap (amu) $53.64 ↓ -30%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $54.35 ↓ -29%
blue cross blue shield of minnesota bc state health plan (mu) $54.63 ↓ -29%
blue cross blue shield of minnesota bc premier (m u) $58.00 ↓ -25%
health partners hpi medicare (amu) $62.02 ↓ -19%
blue cross allina health blueprint (mu) $62.44 ↓ -19%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $64.70 ↓ -16%
bcbs bc aehp (mu) $68.23 ↓ -11%
health partners hpi cigna (mu) $71.79 ↓ -7%
blue cross blue shield of minnesota bc high value/performance network (mu) $73.23 ↓ -5%
blue cross blue shield of minnesota bc aware/blue plus (m u) $77.09 ↑ +0%

Visitor-reported prices

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Assay of osteocalcin at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $355.20 $107.49 – $399.60
Sanford Tracy Hospital Tracy $355.20 $107.49 – $399.60
Sanford Thief River Falls Medical Center Thief River Falls $66.40 $28.51 – $74.70
Sanford Behavioral Health Thief River Falls Thief River Falls $66.40 $28.51 – $74.70
Owatonna Hospital Owatonna $89.71 $27.14 – $78.68
Abbott Northwestern Hospital MN 55407 $76.90 $22.00 – $71.79
Allina Health Faribault Medical Center Faribualt $89.71 $27.14 – $78.68
New Ulm Medical Center MN 56073 $96.88 $27.79 – $121.07

All Minnesota hospitals for this procedure →