Arm CT Scan (with contrast, both arms) at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$863.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,799.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$154.56 with blue cross blue shield of minnesota vs $1,799.40 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $154.56 ↓ -82%
health partners hpi medicare (amu) $325.21 ↓ -62%
all other medicaid all other medicaid (u) $332.39 ↓ -62%
medicaid medicaid ma (u) $332.39 ↓ -62%
allina aetna medicare (u) allina aetna medicare (u) $341.56 ↓ -60%
south country health alliance scha pmap (u) $342.36 ↓ -60%
blue cross blue shield of minnesota bc state health plan (mu) $348.02 ↓ -60%
health partners hpi pmap (amu) $355.32 ↓ -59%
medicare medicare (u) $359.54 ↓ -58%
medicare other all other medicare (u) $359.54 ↓ -58%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $362.04 ↓ -58%
blue cross blue shield of minnesota bc premier (m u) $369.39 ↓ -57%
bcbs bc medicare (u) $377.52 ↓ -56%
medica medica medicare (u) $377.52 ↓ -56%
blue cross allina health blueprint (mu) $397.72 ↓ -54%
medica pmap (um) medica pmap (um) $399.47 ↓ -54%
uhc ubh pmap uhc ubh pmap (u) $415.49 ↓ -52%
health partners hpi (u m) $417.03 ↓ -52%
bcbs bc aehp (mu) $434.52 ↓ -50%
blue cross blue shield of minnesota bc high value/performance network (mu) $466.46 ↓ -46%
blue cross blue shield of minnesota bc aware/blue plus (m u) $491.00 ↓ -43%
medica dual solutions (a u) medica dual solutions (a u) $654.00 ↓ -24%
aetna aetna elevate (amu) $735.00 ↓ -15%
aetna aetna performance (amu) $788.00 ↓ -9%
health partners hpi cigna (mu) $894.08 ↑ +4%
medica health system medica elect (u m) $943.00 ↑ +9%
medica medica essentials (u m) $984.00 ↑ +14%
medica mhps medica mhps (u m) $984.00 ↑ +14%
medica health system medica choice (u m) $1,036.00 ↑ +20%
aetna direct network aetna direct network (amu) $1,136.00 ↑ +32%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $1,204.16 ↑ +39%
medica ubh (u) medica ubh (u) $1,259.58 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $1,331.56 ↑ +54%
united healthcare (um) united healthcare (um) $1,379.00 ↑ +60%
medica ubh pmap medica ubh pmap (u) $1,439.52 ↑ +67%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,511.50 ↑ +75%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $1,799.40 ↑ +108%

Visitor-reported prices

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Arm CT Scan (with contrast, both arms) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $2,221.60 $374.99 – $2,499.30
Sanford Westbrook Hospital Westbrook $2,288.00 $374.99 – $2,574.00
Sanford Bagley Medical Center Bagley $2,151.20 $374.99 – $2,420.10
Sanford Luverne Medical Center Luverne $2,773.60 $374.99 – $3,120.30
Sanford Bemidji Medical Center Bemidji $2,151.20 $277.45 – $2,420.10
Sanford Worthington Medical Center Worthington $2,063.20 $283.44 – $2,321.10
Sanford Tracy Hospital Tracy $2,288.00 $374.99 – $2,574.00
Sanford Thief River Falls Medical Center Thief River Falls $2,082.40 $374.99 – $2,342.70

All Minnesota hospitals for this procedure →