Adjustment gastric band at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$309.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$644.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$123.37 with blue cross blue shield of minnesota vs $3,243.00 with aetna direct network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $123.37 ↓ -60%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $127.20 ↓ -59%
health partners hpi pmap (amu) $140.30 ↓ -55%
medica pmap (um) medica pmap (um) $140.35 ↓ -55%
south country health alliance scha msho (u) $252.88 ↓ -18%
blue cross blue shield of minnesota bc state health plan (mu) $306.42 ↓ -1%
blue cross blue shield of minnesota bc premier (m u) $325.29 ↑ +5%
blue cross allina health blueprint (mu) $350.24 ↑ +13%
bcbs bc aehp (mu) $382.67 ↑ +24%
blue cross blue shield of minnesota bc high value/performance network (mu) $410.77 ↑ +33%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $423.07 ↑ +37%
health partners hpi cigna (mu) $427.21 ↑ +38%
blue cross blue shield of minnesota bc aware/blue plus (m u) $432.40 ↑ +40%
health partners hpi (u m) $434.24 ↑ +40%
medica ubh (u) medica ubh (u) $442.54 ↑ +43%
americas ppo (araz) americas ppo (araz) (a c m u) $467.83 ↑ +51%
medica ubh pmap medica ubh pmap (u) $505.76 ↑ +64%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $531.05 ↑ +72%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $632.20 ↑ +104%
medica dual solutions (a u) medica dual solutions (a u) $1,265.00 ↑ +309%
aetna aetna elevate (amu) $2,104.00 ↑ +580%
aetna aetna performance (amu) $2,255.00 ↑ +629%
medica health system medica elect (u m) $2,897.00 ↑ +837%
medica medica essentials (u m) $3,025.00 ↑ +878%
medica mhps medica mhps (u m) $3,025.00 ↑ +878%
medica health system medica choice (u m) $3,184.00 ↑ +930%
aetna direct network aetna direct network (amu) $3,243.00 ↑ +949%

Visitor-reported prices

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Adjustment gastric band at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $1,698.40 $141.62 – $1,910.70
Owatonna Hospital Owatonna $207.59 $148.28 – $8,382.89
Abbott Northwestern Hospital MN 55407 $309.22 $123.37 – $3,243.00
Allina Health Faribault Medical Center Faribualt $207.59 $152.24 – $8,382.89
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $309.22 $0.40 – $3,243.00
Buffalo Hospital Buffalo $207.59 $148.28 – $8,382.89
Cambridge Medical Center Cambridge $207.59 $152.24 – $8,382.89
River Falls Area Hospital River Falls $207.59 $156.85 – $964.48

All Minnesota hospitals for this procedure →