Acute hepatitis panel at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$93.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$195.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.09 with blue cross blue shield of minnesota vs $108.63 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $13.09 ↓ -86%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $19.70 ↓ -79%
medica pmap (um) medica pmap (um) $21.73 ↓ -77%
blue cross blue shield of minnesota bc state health plan (mu) $32.53 ↓ -65%
aetna aetna elevate (amu) $34.51 ↓ -63%
blue cross blue shield of minnesota bc premier (m u) $34.52 ↓ -63%
aetna aetna performance (amu) $36.71 ↓ -61%
blue cross allina health blueprint (mu) $37.17 ↓ -60%
bcbs bc aehp (mu) $40.61 ↓ -57%
medica dual solutions (a u) medica dual solutions (a u) $43.47 ↓ -54%
blue cross blue shield of minnesota bc high value/performance network (mu) $43.60 ↓ -54%
allina aetna medicare (u) allina aetna medicare (u) $44.35 ↓ -53%
blue cross blue shield of minnesota bc aware/blue plus (m u) $45.89 ↓ -51%
medicare other all other medicare (u) $46.68 ↓ -50%
medicare medicare (u) $46.68 ↓ -50%
medicaid medicaid ma (u) $47.59 ↓ -49%
all other medicaid all other medicaid (u) $47.59 ↓ -49%
medica medica medicare (u) $49.01 ↓ -48%
bcbs bc medicare (u) $49.01 ↓ -48%
south country health alliance scha pmap (u) $49.02 ↓ -48%
aetna direct network aetna direct network (amu) $53.49 ↓ -43%
united healthcare (um) united healthcare (um) $59.23 ↓ -37%
uhc ubh pmap uhc ubh pmap (u) $59.49 ↓ -37%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $65.51 ↓ -30%
medica ubh (u) medica ubh (u) $68.53 ↓ -27%
americas ppo (araz) americas ppo (araz) (a c m u) $72.45 ↓ -23%
medica health system medica elect (u m) $72.70 ↓ -23%
medica mhps medica mhps (u m) $75.90 ↓ -19%
medica medica essentials (u m) $75.90 ↓ -19%
medica ubh pmap medica ubh pmap (u) $78.32 ↓ -17%
medica health system medica choice (u m) $79.89 ↓ -15%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $82.24 ↓ -12%
health partners hpi pmap (amu) $85.47 ↓ -9%
health partners hpi medicare (amu) $97.90 ↑ +4%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $97.90 ↑ +4%
health partners hpi cigna (mu) $108.63 ↑ +16%

Visitor-reported prices

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Acute hepatitis panel at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $342.40 $103.62 – $385.20
Sanford Westbrook Hospital Westbrook $345.60 $104.59 – $388.80
Sanford Wheaton Wheaton $212.00 $64.16 – $238.50
Sanford Luverne Medical Center Luverne $275.20 $83.28 – $309.60
Sanford Tracy Hospital Tracy $345.60 $104.59 – $388.80
Sanford Thief River Falls Medical Center Thief River Falls $390.40 $167.63 – $439.20
Sanford Behavioral Health Thief River Falls Thief River Falls $390.40 $167.63 – $439.20
Owatonna Hospital Owatonna $85.90 $16.16 – $53.57

All Minnesota hospitals for this procedure →