Acup 1/> w/estim 1st 15 min at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$95.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$199.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.31 with health partners vs $251.11 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
health partners hpi medicare (amu) $22.31 ↓ -77%
health partners hpi pmap (amu) $24.37 ↓ -75%
medicaid medicaid ma (u) $27.56 ↓ -71%
all other medicaid all other medicaid (u) $27.56 ↓ -71%
allina aetna medicare (u) allina aetna medicare (u) $28.32 ↓ -70%
south country health alliance scha pmap (u) $28.39 ↓ -70%
medicare medicare (u) $29.81 ↓ -69%
medicare other all other medicare (u) $29.81 ↓ -69%
bcbs bc medicare (u) $31.30 ↓ -67%
medica medica medicare (u) $31.30 ↓ -67%
uhc ubh pmap uhc ubh pmap (u) $34.45 ↓ -64%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $40.10 ↓ -58%
medica pmap (um) medica pmap (um) $44.24 ↓ -54%
health partners hpi cigna (mu) $61.32 ↓ -36%
aetna aetna elevate (amu) $70.25 ↓ -27%
blue cross blue shield of minnesota bc pmap (amu) $71.65 ↓ -25%
aetna aetna performance (amu) $74.74 ↓ -22%
medica dual solutions (a u) medica dual solutions (a u) $88.49 ↓ -7%
aetna direct network aetna direct network (amu) $108.90 ↑ +14%
united healthcare (um) united healthcare (um) $120.58 ↑ +26%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $133.37 ↑ +39%
medica ubh (u) medica ubh (u) $139.51 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $147.48 ↑ +54%
medica health system medica elect (u m) $148.00 ↑ +55%
medica mhps medica mhps (u m) $154.52 ↑ +62%
medica medica essentials (u m) $154.52 ↑ +62%
medica ubh pmap medica ubh pmap (u) $159.44 ↑ +67%
medica health system medica choice (u m) $162.63 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $167.41 ↑ +75%
blue cross blue shield of minnesota bc state health plan (mu) $177.95 ↑ +86%
blue cross blue shield of minnesota bc premier (m u) $188.91 ↑ +97%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $199.30 ↑ +108%
blue cross allina health blueprint (mu) $203.40 ↑ +113%
bcbs bc aehp (mu) $222.24 ↑ +132%
blue cross blue shield of minnesota bc high value/performance network (mu) $238.56 ↑ +149%
blue cross blue shield of minnesota bc aware/blue plus (m u) $251.11 ↑ +163%

Visitor-reported prices

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Acup 1/> w/estim 1st 15 min at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $94.98 $27.56 – $256.28
Abbott Northwestern Hospital MN 55407 $95.66 $24.37 – $71.65
Allina Health Faribault Medical Center Faribualt $94.98 $27.56 – $256.28
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $95.66 $24.37 – $71.65
Buffalo Hospital Buffalo $94.98 $27.56 – $256.28
Cambridge Medical Center Cambridge $94.98 $27.56 – $256.28
River Falls Area Hospital River Falls $94.98 $27.56 – $560.12
Sanford Canby Medical Center Canby not published $25.71 – $25.71

All Minnesota hospitals for this procedure →