Abdominal CT scan (without contrast) at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$431.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$899.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$96.84 with health partners vs $1,379.00 with united healthcare (um) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
health partners hpi medicare (amu) $96.84 ↓ -78%
all other medicaid all other medicaid (u) $99.61 ↓ -77%
medicaid medicaid ma (u) $99.61 ↓ -77%
allina aetna medicare (u) allina aetna medicare (u) $102.36 ↓ -76%
south country health alliance scha pmap (u) $102.60 ↓ -76%
blue cross blue shield of minnesota bc pmap (amu) $103.87 ↓ -76%
health partners hpi pmap (amu) $105.81 ↓ -75%
medicare other all other medicare (u) $107.75 ↓ -75%
medicare medicare (u) $107.75 ↓ -75%
bcbs bc medicare (u) $113.14 ↓ -74%
medica medica medicare (u) $113.14 ↓ -74%
uhc ubh pmap uhc ubh pmap (u) $124.51 ↓ -71%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $138.79 ↓ -68%
medica pmap (um) medica pmap (um) $153.14 ↓ -65%
blue cross blue shield of minnesota bc state health plan (mu) $233.87 ↓ -46%
blue cross blue shield of minnesota bc premier (m u) $248.23 ↓ -43%
health partners hpi cigna (mu) $266.23 ↓ -38%
blue cross allina health blueprint (mu) $267.27 ↓ -38%
bcbs bc aehp (mu) $291.99 ↓ -32%
blue cross blue shield of minnesota bc high value/performance network (mu) $313.45 ↓ -27%
blue cross blue shield of minnesota bc aware/blue plus (m u) $329.95 ↓ -24%
health partners hpi (u m) $417.03 ↓ -3%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $461.61 ↑ +7%
medica ubh (u) medica ubh (u) $482.86 ↑ +12%
americas ppo (araz) americas ppo (araz) (a c m u) $510.45 ↑ +18%
medica ubh pmap medica ubh pmap (u) $551.84 ↑ +28%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $579.43 ↑ +34%
medica dual solutions (a u) medica dual solutions (a u) $654.00 ↑ +51%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $689.80 ↑ +60%
aetna aetna elevate (amu) $735.00 ↑ +70%
aetna aetna performance (amu) $788.00 ↑ +82%
medica health system medica elect (u m) $943.00 ↑ +118%
medica medica essentials (u m) $984.00 ↑ +128%
medica mhps medica mhps (u m) $984.00 ↑ +128%
medica health system medica choice (u m) $1,036.00 ↑ +140%
aetna direct network aetna direct network (amu) $1,136.00 ↑ +163%
united healthcare (um) united healthcare (um) $1,379.00 ↑ +219%

Visitor-reported prices

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Abdominal CT scan (without contrast) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $2,130.40 $111.66 – $2,396.70
Sanford Westbrook Hospital Westbrook $2,240.00 $111.66 – $2,520.00
Sanford Bagley Medical Center Bagley $1,928.80 $111.66 – $2,169.90
Sanford Wheaton Wheaton $1,972.00 $111.66 – $2,218.50
Sanford Luverne Medical Center Luverne $1,968.80 $111.66 – $2,214.90
Sanford Bemidji Medical Center Bemidji $1,928.80 $79.32 – $2,169.90
Sanford Worthington Medical Center Worthington $2,472.80 $81.04 – $2,781.90
Sanford Tracy Hospital Tracy $2,240.00 $111.66 – $2,520.00

All Minnesota hospitals for this procedure →