3d ech img cgen car anomal at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$128.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$267.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.34 with blue cross blue shield of minnesota vs $1,911.00 with united healthcare (um) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $47.34 ↓ -63%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $53.72 ↓ -58%
medica pmap (um) medica pmap (um) $59.27 ↓ -54%
blue cross blue shield of minnesota bc premier (m u) $86.78 ↓ -32%
blue cross blue shield of minnesota bc state health plan (mu) $87.50 ↓ -32%
aetna aetna elevate (amu) $94.12 ↓ -27%
blue cross allina health blueprint (mu) $99.00 ↓ -23%
aetna aetna performance (amu) $100.13 ↓ -22%
bcbs bc aehp (mu) $102.07 ↓ -20%
blue cross blue shield of minnesota bc high value/performance network (mu) $109.58 ↓ -14%
blue cross blue shield of minnesota bc aware/blue plus (m u) $115.34 ↓ -10%
medica dual solutions (a u) medica dual solutions (a u) $118.55 ↓ -7%
aetna direct network aetna direct network (amu) $145.89 ↑ +14%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $178.68 ↑ +39%
medica ubh (u) medica ubh (u) $186.90 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $197.58 ↑ +54%
medica health system medica elect (u m) $198.27 ↑ +55%
medica mhps medica mhps (u m) $207.01 ↑ +62%
medica medica essentials (u m) $207.01 ↑ +62%
medica ubh pmap medica ubh pmap (u) $213.60 ↑ +67%
medica health system medica choice (u m) $217.87 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $224.28 ↑ +75%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $267.00 ↑ +108%
united healthcare (um) united healthcare (um) $1,911.00 ↑ +1391%

Visitor-reported prices

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3d ech img cgen car anomal at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $131.82 $54.78 – $2,083.00
Abbott Northwestern Hospital MN 55407 $128.16 $1,866.00 – $1,866.00
Allina Health Faribault Medical Center Faribualt $131.82 $54.78 – $2,083.00
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $128.16 $1,911.00 – $1,911.00
Buffalo Hospital Buffalo $131.82 $54.78 – $2,083.00
Cambridge Medical Center Cambridge $131.82 $54.78 – $2,083.00
River Falls Area Hospital River Falls $131.82 $40.06 – $109.56
Sanford Bemidji Medical Center Bemidji not published $1.02 – $54.64

All Minnesota hospitals for this procedure →