X-ray retrograde pyelogram with or without kidney ureter bladder w/supervision & interpretation at Sanford Luverne Medical Center
1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045
$1,072.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,340.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$324.41 with Blue Cross Blue Shield of Minnesota vs $1,267.64 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $324.41 | ↓ -70% |
| Ucare | Medicaid Managed Care | $374.99 | ↓ -65% |
| Sanford Health Plan Align | Medicare Replacement | $471.68 | ↓ -56% |
| Ucare | Medicare Replacement | $505.18 | ↓ -53% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $510.54 | ↓ -52% |
| United Healthcare | Medicare Replacement | $510.54 | ↓ -52% |
| Great Plains Medicare Advantage | Medicare Replacement | $510.54 | ↓ -52% |
| Aetna | Medicare Replacement | $510.54 | ↓ -52% |
| Health Partners | Medicare Replacement | $510.54 | ↓ -52% |
| Primewest | Medicare Replacement | $520.59 | ↓ -51% |
| Primewest | Medicaid Managed Care | $633.82 | ↓ -41% |
| Sanford Health Plan | SD Exchange True | $717.97 | ↓ -33% |
| Sanford Health Plan | Group Health/True | $717.97 | ↓ -33% |
| Security Health Plan | Commercial | $737.00 | ↓ -31% |
| Sanford Health Plan | SD Exchange Commercial | $844.60 | ↓ -21% |
| Sanford Health Plan | Commercial/ND Pers | $844.60 | ↓ -21% |
| Health Partners | State Employees | $923.26 | ↓ -14% |
| Health Partners | Commercial | $1,072.00 | ↑ +0% |
| Blue Cross Blue Shield of Minnesota | State Employees | $1,096.12 | ↑ +2% |
| United Healthcare | Commercial + Top 20 | $1,118.90 | ↑ +4% |
| Aetna | Commercial | $1,164.46 | ↑ +9% |
| Ucare | Commercial | $1,177.32 | ↑ +10% |
| Medica | Choice | $1,177.86 | ↑ +10% |
| Multiplan | Commercial | $1,206.00 | ↑ +13% |
| First Choice Health Network | Commercial | $1,206.00 | ↑ +13% |
| Cigna | Commercial | $1,206.00 | ↑ +13% |
| Healthez | Commercial | $1,206.00 | ↑ +13% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1,239.77 | ↑ +16% |
| Medica | Elect | $1,267.64 | ↑ +18% |
Visitor-reported prices
Comments
X-ray retrograde pyelogram with or without kidney ureter bladder w/supervision & interpretation at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $1,036.00 | $313.52 – $1,165.50 |
| Sanford Westbrook Hospital | Westbrook | $1,110.40 | $336.03 – $1,249.20 |
| Sanford Wheaton | Wheaton | $1,073.60 | $324.90 – $1,207.80 |
| Sanford Bemidji Medical Center | Bemidji | $1,088.80 | $277.45 – $1,224.90 |
| Sanford Worthington Medical Center | Worthington | $851.20 | $283.44 – $957.60 |
| Sanford Tracy Hospital | Tracy | $1,110.40 | $336.03 – $1,249.20 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $277.06 | $71.60 – $415.49 |
| Owatonna Hospital | Owatonna | $278.66 | $102.83 – $373.19 |