Psychotherapy group therapy at Sanford Luverne Medical Center
1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045
$216.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$271.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$25.90 with Blue Cross Blue Shield of Minnesota vs $101.22 with Medica — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $25.90 | ↓ -88% |
| Sanford Health Plan Align | Medicare Replacement | $37.66 | ↓ -83% |
| Ucare | Medicare Replacement | $40.34 | ↓ -81% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $40.77 | ↓ -81% |
| Health Partners | Medicare Replacement | $40.77 | ↓ -81% |
| Aetna | Medicare Replacement | $40.77 | ↓ -81% |
| United Healthcare | Medicare Replacement | $40.77 | ↓ -81% |
| Great Plains Medicare Advantage | Medicare Replacement | $40.77 | ↓ -81% |
| Primewest | Medicare Replacement | $41.57 | ↓ -81% |
| Primewest | Medicaid Managed Care | $50.61 | ↓ -77% |
| Sanford Health Plan | Group Health/True | $57.33 | ↓ -74% |
| Sanford Health Plan | SD Exchange True | $57.33 | ↓ -74% |
| Security Health Plan | Commercial | $58.85 | ↓ -73% |
| Sanford Health Plan | SD Exchange Commercial | $67.44 | ↓ -69% |
| Sanford Health Plan | Commercial/ND Pers | $67.44 | ↓ -69% |
| Health Partners | State Employees | $73.72 | ↓ -66% |
| Health Partners | Commercial | $85.60 | ↓ -61% |
| Blue Cross Blue Shield of Minnesota | State Employees | $87.53 | ↓ -60% |
| United Healthcare | Commercial + Top 20 | $89.35 | ↓ -59% |
| Aetna | Commercial | $92.98 | ↓ -57% |
| Ucare | Commercial | $94.01 | ↓ -57% |
| Medica | Choice | $94.05 | ↓ -57% |
| Multiplan | Commercial | $96.30 | ↓ -56% |
| Healthez | Commercial | $96.30 | ↓ -56% |
| First Choice Health Network | Commercial | $96.30 | ↓ -56% |
| Cigna | Commercial | $96.30 | ↓ -56% |
| Ucare | Medicaid Managed Care | $97.13 | ↓ -55% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $99.00 | ↓ -54% |
| Medica | Elect | $101.22 | ↓ -53% |
Visitor-reported prices
Comments
Psychotherapy group therapy at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Bagley Medical Center | Bagley | $1,400.00 | $97.13 – $1,575.00 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $246.86 | $23.11 – $109.94 |
| Owatonna Hospital | Owatonna | $99.85 | $33.20 – $131.57 |
| Abbott Northwestern Hospital | MN 55407 | $246.86 | $23.11 – $231.58 |
| Allina Health Faribault Medical Center | Faribualt | $99.85 | $33.20 – $131.57 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $246.86 | $23.11 – $110.34 |
| Buffalo Hospital | Buffalo | $99.85 | $33.20 – $131.57 |
| Cambridge Medical Center | Cambridge | $99.85 | $33.20 – $131.57 |