Nivolumab 10 mg/ml intravenous solution (wrapper) at Sanford Luverne Medical Center
1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045
$7,571.08
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,463.84
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$38.06 with Health Partners vs $4,049.60 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Partners | State Employees | $38.06 | ↓ -99% |
| Health Partners | Commercial | $38.06 | ↓ -99% |
| Blue Cross Blue Shield of Minnesota | PMAP | $1,036.37 | ↓ -86% |
| Sanford Health Plan Align | Medicare Replacement | $1,506.83 | ↓ -80% |
| Ucare | Medicare Replacement | $1,613.85 | ↓ -79% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $1,630.97 | ↓ -78% |
| Aetna | Medicare Replacement | $1,630.97 | ↓ -78% |
| United Healthcare | Medicare Replacement | $1,630.97 | ↓ -78% |
| Great Plains Medicare Advantage | Medicare Replacement | $1,630.97 | ↓ -78% |
| Health Partners | Medicare Replacement | $1,630.97 | ↓ -78% |
| Primewest | Medicare Replacement | $1,663.08 | ↓ -78% |
| Primewest | Medicaid Managed Care | $2,024.80 | ↓ -73% |
| Sanford Health Plan | Group Health/True | $2,293.63 | ↓ -70% |
| Sanford Health Plan | SD Exchange True | $2,293.63 | ↓ -70% |
| Security Health Plan | Commercial | $2,354.42 | ↓ -69% |
| Sanford Health Plan | SD Exchange Commercial | $2,698.16 | ↓ -64% |
| Sanford Health Plan | Commercial/ND Pers | $2,698.16 | ↓ -64% |
| Blue Cross Blue Shield of Minnesota | State Employees | $3,501.66 | ↓ -54% |
| United Healthcare | Commercial + Top 20 | $3,574.43 | ↓ -53% |
| Aetna | Commercial | $3,719.98 | ↓ -51% |
| Ucare | Commercial | $3,761.08 | ↓ -50% |
| Medica | Choice | $3,762.79 | ↓ -50% |
| Multiplan | Commercial | $3,852.68 | ↓ -49% |
| Healthez | Commercial | $3,852.68 | ↓ -49% |
| First Choice Health Network | Commercial | $3,852.68 | ↓ -49% |
| Cigna | Commercial | $3,852.68 | ↓ -49% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $3,960.56 | ↓ -48% |
| Medica | Elect | $4,049.60 | ↓ -47% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
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Nivolumab 10 mg/ml intravenous solution (wrapper) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $8,324.22 | $38.06 – $9,364.74 |
| Sanford Worthington Medical Center | Worthington | $12,313.22 | $30.43 – $3,598.09 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $8,406.84 | $38.06 – $2,194.32 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $8,406.84 | $38.06 – $2,194.32 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $10,729.66 | $31.31 – $55.13 |
| Owatonna Hospital | Owatonna | $12,517.94 | $31.31 – $3,349.54 |
| Abbott Northwestern Hospital | MN 55407 | $10,729.66 | $31.31 – $94.99 |
| Allina Health Faribault Medical Center | Faribualt | $12,517.94 | $31.31 – $3,349.54 |