Nerve conduction studies 9-10 at Sanford Luverne Medical Center
1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045
$920.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,151.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$278.66 with Blue Cross Blue Shield of Minnesota vs $1,088.85 with Medica — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $278.66 | ↓ -70% |
| Sanford Health Plan Align | Medicare Replacement | $405.15 | ↓ -56% |
| Ucare | Medicare Replacement | $433.93 | ↓ -53% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $438.53 | ↓ -52% |
| United Healthcare | Medicare Replacement | $438.53 | ↓ -52% |
| Aetna | Medicare Replacement | $438.53 | ↓ -52% |
| Great Plains Medicare Advantage | Medicare Replacement | $438.53 | ↓ -52% |
| Health Partners | Medicare Replacement | $438.53 | ↓ -52% |
| Primewest | Medicare Replacement | $447.16 | ↓ -51% |
| Primewest | Medicaid Managed Care | $544.42 | ↓ -41% |
| Ucare | Medicaid Managed Care | $557.13 | ↓ -39% |
| Sanford Health Plan | SD Exchange True | $616.71 | ↓ -33% |
| Sanford Health Plan | Group Health/True | $616.71 | ↓ -33% |
| Security Health Plan | Commercial | $633.05 | ↓ -31% |
| Sanford Health Plan | SD Exchange Commercial | $725.48 | ↓ -21% |
| Sanford Health Plan | Commercial/ND Pers | $725.48 | ↓ -21% |
| Health Partners | State Employees | $793.04 | ↓ -14% |
| Health Partners | Commercial | $920.80 | ↑ +0% |
| Blue Cross Blue Shield of Minnesota | State Employees | $941.52 | ↑ +2% |
| United Healthcare | Commercial + Top 20 | $961.09 | ↑ +4% |
| Aetna | Commercial | $1,000.22 | ↑ +9% |
| Ucare | Commercial | $1,011.27 | ↑ +10% |
| Medica | Choice | $1,011.73 | ↑ +10% |
| Multiplan | Commercial | $1,035.90 | ↑ +13% |
| First Choice Health Network | Commercial | $1,035.90 | ↑ +13% |
| Cigna | Commercial | $1,035.90 | ↑ +13% |
| Healthez | Commercial | $1,035.90 | ↑ +13% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1,064.91 | ↑ +16% |
| Medica | Elect | $1,088.85 | ↑ +18% |
Visitor-reported prices
Comments
Nerve conduction studies 9-10 at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $1,373.60 | $415.69 – $1,545.30 |
| Sanford Westbrook Hospital | Westbrook | $1,797.60 | $544.00 – $2,022.30 |
| Sanford Bemidji Medical Center | Bemidji | $1,047.20 | $386.67 – $1,178.10 |
| Sanford Worthington Medical Center | Worthington | $1,551.20 | $395.02 – $1,745.10 |
| Sanford Tracy Hospital | Tracy | $1,797.60 | $544.00 – $2,022.30 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $553.82 | $218.52 – $562.30 |
| Abbott Northwestern Hospital | MN 55407 | $553.82 | $218.52 – $1,328.35 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $553.82 | $218.52 – $527.92 |