Lens iol ant chamb 10.5 at Sanford Luverne Medical Center
1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045
$320.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$400.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$82.31 with Blue Cross Blue Shield of Minnesota vs $321.64 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $82.31 | ↓ -74% |
| Sanford Health Plan Align | Medicare Replacement | $119.68 | ↓ -63% |
| Ucare | Medicare Replacement | $128.18 | ↓ -60% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $129.54 | ↓ -60% |
| Health Partners | Medicare Replacement | $129.54 | ↓ -60% |
| Aetna | Medicare Replacement | $129.54 | ↓ -60% |
| United Healthcare | Medicare Replacement | $129.54 | ↓ -60% |
| Great Plains Medicare Advantage | Medicare Replacement | $129.54 | ↓ -60% |
| Primewest | Medicare Replacement | $132.09 | ↓ -59% |
| Primewest | Medicaid Managed Care | $160.82 | ↓ -50% |
| Sanford Health Plan | Group Health/True | $182.17 | ↓ -43% |
| Sanford Health Plan | SD Exchange True | $182.17 | ↓ -43% |
| Security Health Plan | Commercial | $187.00 | ↓ -42% |
| Sanford Health Plan | SD Exchange Commercial | $214.30 | ↓ -33% |
| Sanford Health Plan | Commercial/ND Pers | $214.30 | ↓ -33% |
| Health Partners | State Employees | $234.26 | ↓ -27% |
| Health Partners | Commercial | $272.00 | ↓ -15% |
| Blue Cross Blue Shield of Minnesota | State Employees | $278.12 | ↓ -13% |
| United Healthcare | Commercial + Top 20 | $283.90 | ↓ -11% |
| Aetna | Commercial | $295.46 | ↓ -8% |
| Ucare | Commercial | $298.72 | ↓ -7% |
| Medica | Choice | $298.86 | ↓ -7% |
| Multiplan | Commercial | $306.00 | ↓ -4% |
| Healthez | Commercial | $306.00 | ↓ -4% |
| First Choice Health Network | Commercial | $306.00 | ↓ -4% |
| Cigna | Commercial | $306.00 | ↓ -4% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $314.57 | ↓ -2% |
| Medica | Elect | $321.64 | ↑ +1% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Lens iol ant chamb 10.5 at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Bemidji Medical Center | Bemidji | $480.00 | $1.02 – $344.25 |
| Sanford Worthington Medical Center | Worthington | $450.40 | $1.00 – $324.90 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $240.00 | $73.17 – $191.70 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $240.00 | $73.17 – $191.70 |
| Owatonna Hospital | Owatonna | $385.34 | $81.35 – $507.75 |
| Allina Health Faribault Medical Center | Faribualt | $385.34 | $81.35 – $507.75 |
| Buffalo Hospital | Buffalo | $385.34 | $81.35 – $507.75 |
| Cambridge Medical Center | Cambridge | $385.34 | $81.35 – $507.75 |