Instillation anticarcinogenic agent bladder at Sanford Luverne Medical Center
1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045
$942.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,178.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$285.19 with Blue Cross Blue Shield of Minnesota vs $1,114.39 with Medica — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $285.19 | ↓ -70% |
| Sanford Health Plan Align | Medicare Replacement | $414.66 | ↓ -56% |
| Ucare | Medicare Replacement | $444.11 | ↓ -53% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $448.82 | ↓ -52% |
| United Healthcare | Medicare Replacement | $448.82 | ↓ -52% |
| Aetna | Medicare Replacement | $448.82 | ↓ -52% |
| Great Plains Medicare Advantage | Medicare Replacement | $448.82 | ↓ -52% |
| Health Partners | Medicare Replacement | $448.82 | ↓ -52% |
| Primewest | Medicare Replacement | $457.65 | ↓ -51% |
| Primewest | Medicaid Managed Care | $557.19 | ↓ -41% |
| Sanford Health Plan | SD Exchange True | $631.17 | ↓ -33% |
| Sanford Health Plan | Group Health/True | $631.17 | ↓ -33% |
| Security Health Plan | Commercial | $647.90 | ↓ -31% |
| Ucare | Medicaid Managed Care | $700.84 | ↓ -26% |
| Sanford Health Plan | SD Exchange Commercial | $742.49 | ↓ -21% |
| Sanford Health Plan | Commercial/ND Pers | $742.49 | ↓ -21% |
| Health Partners | State Employees | $811.64 | ↓ -14% |
| Health Partners | Commercial | $942.40 | ↑ +0% |
| Blue Cross Blue Shield of Minnesota | State Employees | $963.60 | ↑ +2% |
| United Healthcare | Commercial + Top 20 | $983.63 | ↑ +4% |
| Aetna | Commercial | $1,023.68 | ↑ +9% |
| Ucare | Commercial | $1,034.99 | ↑ +10% |
| Medica | Choice | $1,035.46 | ↑ +10% |
| Multiplan | Commercial | $1,060.20 | ↑ +13% |
| First Choice Health Network | Commercial | $1,060.20 | ↑ +13% |
| Cigna | Commercial | $1,060.20 | ↑ +13% |
| Healthez | Commercial | $1,060.20 | ↑ +13% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1,089.89 | ↑ +16% |
| Medica | Elect | $1,114.39 | ↑ +18% |
Visitor-reported prices
Comments
Instillation anticarcinogenic agent bladder at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Worthington Medical Center | Worthington | $460.80 | $223.32 – $687.81 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $399.20 | $171.41 – $449.10 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $399.20 | $171.41 – $449.10 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $1,333.63 | $400.81 – $1,031.34 |
| Abbott Northwestern Hospital | MN 55407 | $1,333.63 | $400.81 – $1,671.05 |
| New Ulm Medical Center | MN 56073 | $326.59 | $255.29 – $1,664.81 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $1,333.63 | $400.81 – $830.44 |
| Sanford Canby Medical Center | Canby | not published | $700.84 – $700.84 |