Hydromorphone 0.2 mg/ml in 0.9% nacl IV pca opioid naive - 4 hr dose limit (wrapper) at Sanford Luverne Medical Center

1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$60.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$75.47

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$18.24 with Blue Cross Blue Shield of Minnesota vs $71.28 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $18.24 ↓ -70%
Sanford Health Plan Align Medicare Replacement $26.52 ↓ -56%
Ucare Medicare Replacement $28.41 ↓ -53%
Blue Cross Blue Shield of Minnesota Medicare Replacement $28.71 ↓ -52%
Health Partners Medicare Replacement $28.71 ↓ -52%
Aetna Medicare Replacement $28.71 ↓ -52%
United Healthcare Medicare Replacement $28.71 ↓ -52%
Great Plains Medicare Advantage Medicare Replacement $28.71 ↓ -52%
Primewest Medicare Replacement $29.27 ↓ -52%
Primewest Medicaid Managed Care $35.64 ↓ -41%
Sanford Health Plan Group Health/True $40.37 ↓ -33%
Sanford Health Plan SD Exchange True $40.37 ↓ -33%
Security Health Plan Commercial $41.44 ↓ -31%
Sanford Health Plan SD Exchange Commercial $47.49 ↓ -21%
Sanford Health Plan Commercial/ND Pers $47.49 ↓ -21%
Health Partners State Employees $51.92 ↓ -14%
Health Partners Commercial $60.28 ↓ -0%
Blue Cross Blue Shield of Minnesota State Employees $61.64 ↑ +2%
United Healthcare Commercial + Top 20 $62.92 ↑ +4%
Aetna Commercial $65.48 ↑ +8%
Ucare Commercial $66.20 ↑ +10%
Medica Choice $66.23 ↑ +10%
Multiplan Commercial $67.82 ↑ +12%
Healthez Commercial $67.82 ↑ +12%
First Choice Health Network Commercial $67.82 ↑ +12%
Cigna Commercial $67.82 ↑ +12%
Blue Cross Blue Shield of Minnesota Commercial/Federal $69.71 ↑ +15%
Medica Elect $71.28 ↑ +18%
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Hydromorphone 0.2 mg/ml in 0.9% nacl IV pca opioid naive - 4 hr dose limit (wrapper) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $62.67 $18.96 – $70.50
Sanford Westbrook Hospital Westbrook $60.84 $18.25 – $67.84
Sanford Bagley Medical Center Bagley $49.24 $14.62 – $54.36
Sanford Wheaton Wheaton $24.82 $7.35 – $27.34
Sanford Bemidji Medical Center Bemidji $71.60 $13.68 – $27.37
Sanford Worthington Medical Center Worthington $60.56 $29.20 – $67.78
Sanford Tracy Hospital Tracy $60.14 $18.20 – $67.65
Sanford Thief River Falls Medical Center Thief River Falls $112.66 $14.93 – $39.11

All Minnesota hospitals for this procedure →