Graft xenmtrx sft rect 15x20cm at Sanford Luverne Medical Center
1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045
$28,800.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$36,000.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$28.33 with Blue Cross Blue Shield of Minnesota vs $110.68 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $28.33 | ↓ -100% |
| Sanford Health Plan Align | Medicare Replacement | $41.18 | ↓ -100% |
| Ucare | Medicare Replacement | $44.11 | ↓ -100% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $44.58 | ↓ -100% |
| Health Partners | Medicare Replacement | $44.58 | ↓ -100% |
| Aetna | Medicare Replacement | $44.58 | ↓ -100% |
| United Healthcare | Medicare Replacement | $44.58 | ↓ -100% |
| Great Plains Medicare Advantage | Medicare Replacement | $44.58 | ↓ -100% |
| Primewest | Medicare Replacement | $45.45 | ↓ -100% |
| Primewest | Medicaid Managed Care | $55.34 | ↓ -100% |
| Sanford Health Plan | Group Health/True | $62.69 | ↓ -100% |
| Sanford Health Plan | SD Exchange True | $62.69 | ↓ -100% |
| Security Health Plan | Commercial | $64.35 | ↓ -100% |
| Sanford Health Plan | SD Exchange Commercial | $73.75 | ↓ -100% |
| Sanford Health Plan | Commercial/ND Pers | $73.75 | ↓ -100% |
| Health Partners | State Employees | $80.61 | ↓ -100% |
| Health Partners | Commercial | $93.60 | ↓ -100% |
| Blue Cross Blue Shield of Minnesota | State Employees | $95.71 | ↓ -100% |
| United Healthcare | Commercial + Top 20 | $97.70 | ↓ -100% |
| Aetna | Commercial | $101.67 | ↓ -100% |
| Ucare | Commercial | $102.80 | ↓ -100% |
| Medica | Choice | $102.84 | ↓ -100% |
| Multiplan | Commercial | $105.30 | ↓ -100% |
| Healthez | Commercial | $105.30 | ↓ -100% |
| First Choice Health Network | Commercial | $105.30 | ↓ -100% |
| Cigna | Commercial | $105.30 | ↓ -100% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $108.25 | ↓ -100% |
| Medica | Elect | $110.68 | ↓ -100% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Graft xenmtrx sft rect 15x20cm at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $1,517.60 | $42.85 – $159.30 |
| Sanford Bagley Medical Center | Bagley | $1,517.76 | $39.76 – $147.83 |
| Sanford Bemidji Medical Center | Bemidji | $56,028.00 | $1.02 – $110.29 |
| Sanford Worthington Medical Center | Worthington | $31,191.20 | $1.00 – $115.20 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $11,716.00 | $23.36 – $61.20 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $11,716.00 | $23.36 – $61.20 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $50,181.12 | not published |
| Owatonna Hospital | Owatonna | $58,544.64 | $2.12 – $6.71 |