healthcosts.net

Diabetes (HbA1c) Test at Sanford Luverne Medical Center

1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$55.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$69.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.29 with Sanford Health Plan Align vs $77.00 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $24.29 ↓ -56%
Ucare Medicare Replacement $26.01 ↓ -53%
Aetna Medicare Replacement $26.29 ↓ -52%
Blue Cross Blue Shield of Minnesota Medicare Replacement $26.29 ↓ -52%
Great Plains Medicare Advantage Medicare Replacement $26.29 ↓ -52%
Health Partners Medicare Replacement $26.29 ↓ -52%
United Healthcare Medicare Replacement $26.29 ↓ -52%
Primewest Medicare Replacement $26.81 ↓ -51%
Primewest Medicaid Managed Care $32.64 ↓ -41%
Sanford Health Plan Group Health/True $36.97 ↓ -33%
Sanford Health Plan SD Exchange True $36.97 ↓ -33%
Security Health Plan Commercial $37.95 ↓ -31%
Blue Cross Blue Shield of Minnesota PMAP $38.50 ↓ -30%
Sanford Health Plan Commercial/ND Pers $43.49 ↓ -21%
Sanford Health Plan SD Exchange Commercial $43.49 ↓ -21%
Health Partners State Employees $47.54 ↓ -14%
Health Partners Commercial $55.20 ↑ +0%
Blue Cross Blue Shield of Minnesota State Employees $56.44 ↑ +2%
United Healthcare Commercial + Top 20 $57.62 ↑ +4%
Aetna Commercial $59.96 ↑ +9%
Ucare Commercial $60.62 ↑ +10%
Medica Choice $60.65 ↑ +10%
Cigna Commercial $62.10 ↑ +13%
First Choice Health Network Commercial $62.10 ↑ +13%
Healthez Commercial $62.10 ↑ +13%
Multiplan Commercial $62.10 ↑ +13%
Medica Elect $65.27 ↑ +18%
Blue Cross Blue Shield of Minnesota Commercial/Federal $77.00 ↑ +39%
Ucare Medicaid Managed Care not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Diabetes (HbA1c) Test at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $87.20 $38.50 – $98.10
Sanford Westbrook Hospital Westbrook $117.60 $38.50 – $132.30
Sanford Wheaton Wheaton $68.80 $38.50 – $77.40
Sanford Tracy Hospital Tracy $117.60 $38.50 – $132.30
Sanford Thief River Falls Medical Center Thief River Falls $67.20 $14.82 – $35.10
Sanford Behavioral Health Thief River Falls Thief River Falls $67.20 $14.82 – $35.10
Sanford Bagley Medical Center Bagley not published $38.50 – $38.50
Sanford Bemidji Medical Center Bemidji not published $9.22 – $10.20

All Minnesota hospitals for this procedure →