Culture screening strep group a at Sanford Luverne Medical Center
1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045
$41.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$52.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$11.14 with Blue Cross Blue Shield of Minnesota vs $43.52 with Medica — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $11.14 | ↓ -73% |
| Sanford Health Plan Align | Medicare Replacement | $16.19 | ↓ -61% |
| Ucare | Medicare Replacement | $17.34 | ↓ -58% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $17.53 | ↓ -58% |
| Health Partners | Medicare Replacement | $17.53 | ↓ -58% |
| Aetna | Medicare Replacement | $17.53 | ↓ -58% |
| United Healthcare | Medicare Replacement | $17.53 | ↓ -58% |
| Great Plains Medicare Advantage | Medicare Replacement | $17.53 | ↓ -58% |
| Primewest | Medicare Replacement | $17.87 | ↓ -57% |
| Primewest | Medicaid Managed Care | $21.76 | ↓ -48% |
| Sanford Health Plan | Group Health/True | $24.65 | ↓ -41% |
| Sanford Health Plan | SD Exchange True | $24.65 | ↓ -41% |
| Security Health Plan | Commercial | $25.30 | ↓ -39% |
| Sanford Health Plan | SD Exchange Commercial | $28.99 | ↓ -30% |
| Sanford Health Plan | Commercial/ND Pers | $28.99 | ↓ -30% |
| Health Partners | State Employees | $31.69 | ↓ -24% |
| Health Partners | Commercial | $36.80 | ↓ -12% |
| Blue Cross Blue Shield of Minnesota | State Employees | $37.63 | ↓ -10% |
| United Healthcare | Commercial + Top 20 | $38.41 | ↓ -8% |
| Aetna | Commercial | $39.97 | ↓ -4% |
| Ucare | Commercial | $40.42 | ↓ -3% |
| Medica | Choice | $40.43 | ↓ -3% |
| Multiplan | Commercial | $41.40 | ↓ -0% |
| Healthez | Commercial | $41.40 | ↓ -0% |
| First Choice Health Network | Commercial | $41.40 | ↓ -0% |
| Cigna | Commercial | $41.40 | ↓ -0% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $42.56 | ↑ +2% |
| Medica | Elect | $43.52 | ↑ +5% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Culture screening strep group a at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $73.60 | $22.27 – $82.80 |
| Sanford Westbrook Hospital | Westbrook | $97.60 | $29.54 – $109.80 |
| Sanford Wheaton | Wheaton | $51.20 | $15.49 – $57.60 |
| Sanford Tracy Hospital | Tracy | $97.60 | $29.54 – $109.80 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $133.60 | $28.17 – $73.80 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $133.60 | $28.17 – $73.80 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $110.16 | $6.17 – $30.90 |
| Owatonna Hospital | Owatonna | $134.96 | $6.17 – $38.93 |