Albumin (human), 5%, 250 ml at Sanford Luverne Medical Center
1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045
$248.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$310.72
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$55.72 with Ucare vs $274.08 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Ucare | Medicaid Managed Care | $55.72 | ↓ -78% |
| Blue Cross Blue Shield of Minnesota | PMAP | $70.14 | ↓ -72% |
| Sanford Health Plan Align | Medicare Replacement | $101.98 | ↓ -59% |
| Ucare | Medicare Replacement | $109.22 | ↓ -56% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $110.38 | ↓ -56% |
| United Healthcare | Medicare Replacement | $110.38 | ↓ -56% |
| Great Plains Medicare Advantage | Medicare Replacement | $110.38 | ↓ -56% |
| Aetna | Medicare Replacement | $110.38 | ↓ -56% |
| Health Partners | Medicare Replacement | $110.38 | ↓ -56% |
| Primewest | Medicare Replacement | $112.56 | ↓ -55% |
| Primewest | Medicaid Managed Care | $137.04 | ↓ -45% |
| Sanford Health Plan | SD Exchange True | $155.23 | ↓ -38% |
| Sanford Health Plan | Group Health/True | $155.23 | ↓ -38% |
| Security Health Plan | Commercial | $159.35 | ↓ -36% |
| Sanford Health Plan | SD Exchange Commercial | $182.61 | ↓ -27% |
| Sanford Health Plan | Commercial/ND Pers | $182.61 | ↓ -27% |
| Health Partners | State Employees | $199.62 | ↓ -20% |
| Health Partners | Commercial | $231.78 | ↓ -7% |
| Blue Cross Blue Shield of Minnesota | State Employees | $236.99 | ↓ -5% |
| United Healthcare | Commercial + Top 20 | $241.92 | ↓ -3% |
| Aetna | Commercial | $251.77 | ↑ +1% |
| Ucare | Commercial | $254.55 | ↑ +2% |
| Medica | Choice | $254.66 | ↑ +2% |
| Multiplan | Commercial | $260.75 | ↑ +5% |
| First Choice Health Network | Commercial | $260.75 | ↑ +5% |
| Cigna | Commercial | $260.75 | ↑ +5% |
| Healthez | Commercial | $260.75 | ↑ +5% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $268.05 | ↑ +8% |
| Medica | Elect | $274.08 | ↑ +10% |
Visitor-reported prices
Comments
Albumin (human), 5%, 250 ml at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Westbrook Hospital | Westbrook | $124.52 | $37.68 – $140.09 |
| Sanford Bemidji Medical Center | Bemidji | $74.25 | $41.72 – $82.40 |
| Sanford Worthington Medical Center | Worthington | $190.23 | $43.81 – $101.70 |
| Sanford Tracy Hospital | Tracy | $105.12 | $28.27 – $105.10 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $121.71 | $52.26 – $136.92 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $121.71 | $52.26 – $136.92 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $293.33 | $48.91 – $86.15 |
| Owatonna Hospital | Owatonna | $342.22 | $48.91 – $124.67 |