Acetylcholine receptor modulating antibody at Sanford Luverne Medical Center

1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$95.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$119.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.81 with Blue Cross Blue Shield of Minnesota vs $112.57 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $28.81 ↓ -70%
Sanford Health Plan Align Medicare Replacement $41.89 ↓ -56%
Ucare Medicare Replacement $44.86 ↓ -53%
Blue Cross Blue Shield of Minnesota Medicare Replacement $45.34 ↓ -52%
Health Partners Medicare Replacement $45.34 ↓ -52%
Aetna Medicare Replacement $45.34 ↓ -52%
United Healthcare Medicare Replacement $45.34 ↓ -52%
Great Plains Medicare Advantage Medicare Replacement $45.34 ↓ -52%
Primewest Medicare Replacement $46.23 ↓ -51%
Primewest Medicaid Managed Care $56.29 ↓ -41%
Sanford Health Plan Group Health/True $63.76 ↓ -33%
Sanford Health Plan SD Exchange True $63.76 ↓ -33%
Security Health Plan Commercial $65.45 ↓ -31%
Sanford Health Plan SD Exchange Commercial $75.01 ↓ -21%
Sanford Health Plan Commercial/ND Pers $75.01 ↓ -21%
Health Partners State Employees $81.99 ↓ -14%
Health Partners Commercial $95.20 ↑ +0%
Blue Cross Blue Shield of Minnesota State Employees $97.34 ↑ +2%
United Healthcare Commercial + Top 20 $99.37 ↑ +4%
Aetna Commercial $103.41 ↑ +9%
Ucare Commercial $104.55 ↑ +10%
Medica Choice $104.60 ↑ +10%
Multiplan Commercial $107.10 ↑ +13%
Healthez Commercial $107.10 ↑ +13%
First Choice Health Network Commercial $107.10 ↑ +13%
Cigna Commercial $107.10 ↑ +13%
Blue Cross Blue Shield of Minnesota Commercial/Federal $110.10 ↑ +16%
Medica Elect $112.57 ↑ +18%
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Acetylcholine receptor modulating antibody at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $76.32 $11.22 – $21.81
Owatonna Hospital Owatonna $89.04 $11.22 – $81.39
Abbott Northwestern Hospital MN 55407 $76.32 $11.22 – $40.72
Allina Health Faribault Medical Center Faribualt $89.04 $11.22 – $81.39
New Ulm Medical Center MN 56073 $96.15 $11.22 – $96.99
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $76.32 $11.22 – $21.81
Buffalo Hospital Buffalo $89.04 $11.22 – $74.67
Cambridge Medical Center Cambridge $89.04 $11.22 – $74.67

All Minnesota hospitals for this procedure →