Surgical pathology level 6 gross & microscopic examination at Allina Health Faribault Medical Center

200 State Avenue, Faribualt, MN · Allinahealth · · NPI 1154741577

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$398.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$711.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.66 with blue cross blue shield vs $907.05 with scha msho (v) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield bc pmap (b d o s v) $63.66 ↓ -84%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $143.19 ↓ -64%
blue cross allina health blueprint (bdoshv) $163.16 ↓ -59%
blue cross blue shield bc state health plan (b d o s v) $165.69 ↓ -58%
blue cross blue shield of minnesota bc premier (b d o s v) $184.53 ↓ -54%
blue cross blue shield bc aehp (b d o s v) $217.08 ↓ -46%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $233.02 ↓ -42%
blue cross blue shield bc aware/blue plus (b d o s v) $245.29 ↓ -38%
medicaid ma medicaid ma (v) $285.50 ↓ -28%
all other medicaid (v) all other medicaid (v) $285.50 ↓ -28%
south country health alliance scha pmap (v) $294.06 ↓ -26%
aetna aetna elevate (bdosv) $316.21 ↓ -21%
aetna aetna performance (bdosv) $334.00 ↓ -16%
medica health system medica dual solutions (b d v o s) $362.97 ↓ -9%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $421.90 ↑ +6%
healthpartners hpi (bdov) $481.80 ↑ +21%
united healthcare (bdohsv) united healthcare (bdosv) $490.36 ↑ +23%
medica health system medica elect (b d o s v) $521.53 ↑ +31%
health partners hpi cigna (bdov) $525.16 ↑ +32%
medica mhps medica mhps (bdosv) $544.52 ↑ +37%
medica medica essentials (b d o s v) $544.52 ↑ +37%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $549.01 ↑ +38%
medica health system medica choice (b d o s v) $573.06 ↑ +44%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $597.83 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $597.83 ↑ +50%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $711.70 ↑ +79%
allina aetna medicare (v) allina aetna medicare (v) $788.80 ↑ +98%
medicare other all other medicare (v) $824.59 ↑ +107%
medicare medicare (v) $830.32 ↑ +108%
medica medicare medica medicare (v) $863.53 ↑ +117%
bcbs bc medicare (v) $865.82 ↑ +117%
scha msho (v) scha msho (v) $907.05 ↑ +128%

Visitor-reported prices

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Surgical pathology level 6 gross & microscopic examination at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $745.60 $225.64 – $838.80
Sanford Westbrook Hospital Westbrook $1,002.40 $303.35 – $1,127.70
Sanford Wheaton Wheaton $716.00 $216.68 – $805.50
Sanford Luverne Medical Center Luverne $1,016.80 $307.71 – $1,143.90
Sanford Bemidji Medical Center Bemidji $1,336.00 $620.35 – $1,503.00
Sanford Worthington Medical Center Worthington $1,336.00 $633.76 – $1,503.00
Sanford Tracy Hospital Tracy $1,002.40 $303.35 – $1,127.70
Sanford Thief River Falls Medical Center Thief River Falls $694.40 $298.16 – $781.20

All Minnesota hospitals for this procedure →