Culture body fluid at Sanford Canby Medical Center

112 St Olaf Ave S, Canby, MN · Sanford Health · · NPI 1780781054

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$99.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$124.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.24 with Blue Cross Blue Shield of Minnesota vs $90.24 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $23.24 ↓ -77%
Sanford Health Plan Align Medicare Replacement $43.78 ↓ -56%
Ucare Medicare Replacement $47.04 ↓ -53%
Blue Cross Blue Shield of Minnesota Medicare Replacement $47.42 ↓ -52%
Aetna Medicare Replacement $47.42 ↓ -52%
Health Partners Medicare Replacement $47.42 ↓ -52%
United Healthcare Medicare Replacement $47.42 ↓ -52%
Great Plains Medicare Advantage Medicare Replacement $47.42 ↓ -52%
Primewest Medicare Replacement $48.38 ↓ -51%
Security Health Plan Commercial $52.80 ↓ -47%
Primewest Medicaid Managed Care $52.80 ↓ -47%
Health Partners State Employees $66.14 ↓ -33%
Blue Cross Blue Shield of Minnesota Commercial/Federal $74.89 ↓ -25%
Sanford Health Plan Group Health/True $75.78 ↓ -24%
Sanford Health Plan SD Exchange True $75.78 ↓ -24%
Health Partners Commercial $76.80 ↓ -23%
Blue Cross Blue Shield of Minnesota State Employees $78.53 ↓ -21%
United Healthcare Commercial + Top 20 $80.16 ↓ -19%
Aetna Commercial $83.42 ↓ -16%
Ucare Commercial $84.35 ↓ -15%
Medica Choice $84.38 ↓ -15%
Cigna Commercial $86.40 ↓ -13%
Multiplan Commercial $86.40 ↓ -13%
Healthez Commercial $86.40 ↓ -13%
First Choice Health Network Commercial $86.40 ↓ -13%
Sanford Health Plan Commercial/ND Pers $89.16 ↓ -10%
Sanford Health Plan SD Exchange Commercial $89.16 ↓ -10%
Medica Elect $90.24 ↓ -9%
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Culture body fluid at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $136.00 $33.89 – $126.00
Sanford Wheaton Wheaton $87.20 $26.39 – $98.10
Sanford Luverne Medical Center Luverne $48.00 $7.99 – $29.70
Sanford Tracy Hospital Tracy $136.00 $33.89 – $126.00
Sanford Thief River Falls Medical Center Thief River Falls $159.20 $18.55 – $48.60
Sanford Behavioral Health Thief River Falls Thief River Falls $159.20 $18.55 – $48.60
United Hospital MN | 1175 Nininger Road. Hastings $58.18 $8.03 – $30.90
Owatonna Hospital Owatonna $53.14 $8.03 – $38.93

All Minnesota hospitals for this procedure →