Cardiolipin antibody iga at Sanford Canby Medical Center

112 St Olaf Ave S, Canby, MN · Sanford Health · · NPI 1780781054

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$103.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$129.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.61 with Blue Cross Blue Shield of Minnesota vs $76.14 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $19.61 ↓ -81%
Sanford Health Plan Align Medicare Replacement $36.94 ↓ -64%
Ucare Medicare Replacement $39.69 ↓ -62%
Blue Cross Blue Shield of Minnesota Medicare Replacement $40.01 ↓ -61%
Aetna Medicare Replacement $40.01 ↓ -61%
Health Partners Medicare Replacement $40.01 ↓ -61%
United Healthcare Medicare Replacement $40.01 ↓ -61%
Great Plains Medicare Advantage Medicare Replacement $40.01 ↓ -61%
Primewest Medicare Replacement $40.82 ↓ -60%
Security Health Plan Commercial $44.55 ↓ -57%
Primewest Medicaid Managed Care $44.55 ↓ -57%
Health Partners State Employees $55.81 ↓ -46%
Blue Cross Blue Shield of Minnesota Commercial/Federal $63.19 ↓ -39%
Sanford Health Plan Group Health/True $63.94 ↓ -38%
Sanford Health Plan SD Exchange True $63.94 ↓ -38%
Health Partners Commercial $64.80 ↓ -37%
Blue Cross Blue Shield of Minnesota State Employees $66.26 ↓ -36%
United Healthcare Commercial + Top 20 $67.64 ↓ -34%
Aetna Commercial $70.39 ↓ -32%
Ucare Commercial $71.17 ↓ -31%
Medica Choice $71.20 ↓ -31%
Cigna Commercial $72.90 ↓ -29%
Multiplan Commercial $72.90 ↓ -29%
Healthez Commercial $72.90 ↓ -29%
First Choice Health Network Commercial $72.90 ↓ -29%
Sanford Health Plan Commercial/ND Pers $75.22 ↓ -27%
Sanford Health Plan SD Exchange Commercial $75.22 ↓ -27%
Medica Elect $76.14 ↓ -26%
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Cardiolipin antibody iga at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $96.00 $17.92 – $66.60
Sanford Wheaton Wheaton $84.80 $17.92 – $66.60
Sanford Luverne Medical Center Luverne $104.80 $17.92 – $66.60
Sanford Tracy Hospital Tracy $96.00 $17.92 – $66.60
Sanford Thief River Falls Medical Center Thief River Falls $119.20 $25.42 – $66.60
Sanford Behavioral Health Thief River Falls Thief River Falls $119.20 $25.42 – $66.60
United Hospital MN | 1175 Nininger Road. Hastings $47.42 $20.32 – $57.68
Owatonna Hospital Owatonna $43.34 $22.34 – $72.68

All Minnesota hospitals for this procedure →