Bone Age X-ray (hand and wrist) at Sanford Canby Medical Center

112 St Olaf Ave S, Canby, MN · Sanford Health · · NPI 1780781054

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$354.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$443.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$107.25 with Blue Cross Blue Shield of Minnesota vs $416.42 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $107.25 ↓ -70%
Ucare Medicaid Managed Care $111.66 ↓ -68%
Sanford Health Plan Align Medicare Replacement $202.01 ↓ -43%
Ucare Medicare Replacement $217.07 ↓ -39%
Blue Cross Blue Shield of Minnesota Medicare Replacement $218.84 ↓ -38%
United Healthcare Medicare Replacement $218.84 ↓ -38%
Aetna Medicare Replacement $218.84 ↓ -38%
Great Plains Medicare Advantage Medicare Replacement $218.84 ↓ -38%
Health Partners Medicare Replacement $218.84 ↓ -38%
Primewest Medicare Replacement $223.27 ↓ -37%
Primewest Medicaid Managed Care $243.65 ↓ -31%
Security Health Plan Commercial $243.65 ↓ -31%
Health Partners State Employees $305.23 ↓ -14%
Blue Cross Blue Shield of Minnesota Commercial/Federal $345.58 ↓ -2%
Sanford Health Plan SD Exchange True $349.70 ↓ -1%
Sanford Health Plan Group Health/True $349.70 ↓ -1%
Health Partners Commercial $354.40 ↑ +0%
Blue Cross Blue Shield of Minnesota State Employees $362.37 ↑ +2%
United Healthcare Commercial + Top 20 $369.91 ↑ +4%
Aetna Commercial $384.97 ↑ +9%
Ucare Commercial $389.22 ↑ +10%
Medica Choice $389.40 ↑ +10%
Cigna Commercial $398.70 ↑ +13%
Multiplan Commercial $398.70 ↑ +13%
Healthez Commercial $398.70 ↑ +13%
First Choice Health Network Commercial $398.70 ↑ +13%
Sanford Health Plan SD Exchange Commercial $411.41 ↑ +16%
Sanford Health Plan Commercial/ND Pers $411.41 ↑ +16%
Medica Elect $416.42 ↑ +18%

Visitor-reported prices

visitor-reported
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Bone Age X-ray (hand and wrist) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $369.60 $111.66 – $415.80
Sanford Bagley Medical Center Bagley $432.80 $111.66 – $486.90
Sanford Bemidji Medical Center Bemidji $432.80 $79.32 – $486.90
Sanford Worthington Medical Center Worthington $184.80 $81.04 – $207.90
Sanford Tracy Hospital Tracy $369.60 $111.66 – $415.80
Sanford Thief River Falls Medical Center Thief River Falls $189.60 $81.41 – $213.30
Sanford Behavioral Health Thief River Falls Thief River Falls $189.60 $81.41 – $213.30
United Hospital MN | 1175 Nininger Road. Hastings $138.43 $56.44 – $331.00

All Minnesota hospitals for this procedure →