Biopsy skin incisional single lesion at Sanford Canby Medical Center

112 St Olaf Ave S, Canby, MN · Sanford Health · · NPI 1780781054

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$1,138.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,423.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$344.51 with Blue Cross Blue Shield of Minnesota vs $1,337.62 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $344.51 ↓ -70%
Ucare Medicaid Managed Care $642.74 ↓ -44%
Sanford Health Plan Align Medicare Replacement $648.89 ↓ -43%
Ucare Medicare Replacement $697.27 ↓ -39%
Blue Cross Blue Shield of Minnesota Medicare Replacement $702.96 ↓ -38%
United Healthcare Medicare Replacement $702.96 ↓ -38%
Aetna Medicare Replacement $702.96 ↓ -38%
Great Plains Medicare Advantage Medicare Replacement $702.96 ↓ -38%
Health Partners Medicare Replacement $702.96 ↓ -38%
Primewest Medicare Replacement $717.19 ↓ -37%
Primewest Medicaid Managed Care $782.65 ↓ -31%
Security Health Plan Commercial $782.65 ↓ -31%
Health Partners State Employees $980.45 ↓ -14%
Blue Cross Blue Shield of Minnesota Commercial/Federal $1,110.08 ↓ -2%
Sanford Health Plan SD Exchange True $1,123.32 ↓ -1%
Sanford Health Plan Group Health/True $1,123.32 ↓ -1%
Health Partners Commercial $1,138.40 ↑ +0%
Blue Cross Blue Shield of Minnesota State Employees $1,164.01 ↑ +2%
United Healthcare Commercial + Top 20 $1,188.21 ↑ +4%
Aetna Commercial $1,236.59 ↑ +9%
Ucare Commercial $1,250.25 ↑ +10%
Medica Choice $1,250.82 ↑ +10%
Cigna Commercial $1,280.70 ↑ +13%
Multiplan Commercial $1,280.70 ↑ +13%
Healthez Commercial $1,280.70 ↑ +13%
First Choice Health Network Commercial $1,280.70 ↑ +13%
Sanford Health Plan SD Exchange Commercial $1,321.54 ↑ +16%
Sanford Health Plan Commercial/ND Pers $1,321.54 ↑ +16%
Medica Elect $1,337.62 ↑ +18%

Visitor-reported prices

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Biopsy skin incisional single lesion at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $474.40 $270.23 – $630.78
United Hospital MN | 1175 Nininger Road. Hastings $619.78 $139.12 – $880.19
Owatonna Hospital Owatonna $224.78 $153.31 – $790.59
Abbott Northwestern Hospital MN 55407 $619.78 $139.12 – $1,532.45
Allina Health Faribault Medical Center Faribualt $224.78 $153.31 – $832.06
New Ulm Medical Center MN 56073 $353.19 $152.67 – $761.68
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $619.78 $139.12 – $880.19
Buffalo Hospital Buffalo $224.78 $153.31 – $799.76

All Minnesota hospitals for this procedure →