Aqua therapy w/exercise/ea 15 min 97113 at Sanford Canby Medical Center

112 St Olaf Ave S, Canby, MN · Sanford Health · · NPI 1780781054

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$146.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$183.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.30 with Blue Cross Blue Shield of Minnesota vs $172.02 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $44.30 ↓ -70%
Sanford Health Plan Align Medicare Replacement $83.45 ↓ -43%
Ucare Medicare Replacement $89.67 ↓ -39%
Blue Cross Blue Shield of Minnesota Medicare Replacement $90.40 ↓ -38%
Aetna Medicare Replacement $90.40 ↓ -38%
Health Partners Medicare Replacement $90.40 ↓ -38%
United Healthcare Medicare Replacement $90.40 ↓ -38%
Great Plains Medicare Advantage Medicare Replacement $90.40 ↓ -38%
Primewest Medicare Replacement $92.23 ↓ -37%
Security Health Plan Commercial $100.65 ↓ -31%
Primewest Medicaid Managed Care $100.65 ↓ -31%
Health Partners State Employees $126.09 ↓ -14%
Blue Cross Blue Shield of Minnesota Commercial/Federal $142.76 ↓ -2%
Sanford Health Plan Group Health/True $144.46 ↓ -1%
Sanford Health Plan SD Exchange True $144.46 ↓ -1%
Health Partners Commercial $146.40 ↑ +0%
Blue Cross Blue Shield of Minnesota State Employees $149.69 ↑ +2%
United Healthcare Commercial + Top 20 $152.81 ↑ +4%
Aetna Commercial $159.03 ↑ +9%
Ucare Commercial $160.78 ↑ +10%
Medica Choice $160.86 ↑ +10%
Cigna Commercial $164.70 ↑ +13%
Multiplan Commercial $164.70 ↑ +13%
Healthez Commercial $164.70 ↑ +13%
First Choice Health Network Commercial $164.70 ↑ +13%
Sanford Health Plan Commercial/ND Pers $169.95 ↑ +16%
Sanford Health Plan SD Exchange Commercial $169.95 ↑ +16%
Medica Elect $172.02 ↑ +18%
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Luverne Medical Center Luverne $124.80 $37.77 – $140.40
Sanford Bemidji Medical Center Bemidji $136.80 $35.00 – $153.90
Sanford Worthington Medical Center Worthington $125.60 $35.00 – $141.30
United Hospital MN | 1175 Nininger Road. Hastings $77.47 $23.55 – $65.43
Owatonna Hospital Owatonna $81.48 $27.31 – $107.36
Abbott Northwestern Hospital MN 55407 $77.47 $23.55 – $83.73
Allina Health Faribault Medical Center Faribualt $81.48 $27.31 – $107.36
New Ulm Medical Center MN 56073 $65.46 $30.19 – $99.44

All Minnesota hospitals for this procedure →