Puncture spinal lumbar diagnostic at Cambridge Medical Center

701 Dellwood St S, Cambridge, MN · Allinahealth · · NPI 1568427383

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$693.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,238.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$193.09 with ucare pmap (a b c d e g n o s u r h) vs $1,733.71 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $193.09 ↓ -72%
blue cross blue shield bc pmap (b d o s v) $196.48 ↓ -72%
united healthcare (bdohsv) united healthcare (bdosv) $199.00 ↓ -71%
blue cross allina health blueprint (bdoshv) $421.04 ↓ -39%
aetna aetna elevate (bdosv) $426.39 ↓ -39%
blue cross blue shield bc state health plan (b d o s v) $427.60 ↓ -38%
aetna aetna performance (bdosv) $450.39 ↓ -35%
blue cross blue shield of minnesota bc premier (b d o s v) $476.21 ↓ -31%
medica health system medica dual solutions (b d v o s) $489.45 ↓ -29%
blue cross blue shield bc aehp (b d o s v) $560.21 ↓ -19%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $568.91 ↓ -18%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $601.36 ↓ -13%
blue cross blue shield bc aware/blue plus (b d o s v) $633.00 ↓ -9%
healthpartners hpi (bdov) $649.69 ↓ -6%
medica ubh (d) medica ubh (d) $671.79 ↓ -3%
all other medicaid all other medicaid (d) $672.53 ↓ -3%
medicaid medicaid ma (d) $672.53 ↓ -3%
allina aetna medicare (d) allina aetna medicare (d) $691.10 ↓ -0%
hennepin health scha pmap (d) $692.71 ↓ -0%
medica health system medica elect (b d o s v) $703.27 ↑ +1%
health partners hpi cigna (bdov) $708.16 ↑ +2%
medicare other all other medicare (d) $727.47 ↑ +5%
medicare medicare (d) $727.47 ↑ +5%
medica medica essentials (b d o s v) $734.27 ↑ +6%
medica mhps medica mhps (bdosv) $734.27 ↑ +6%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $740.31 ↑ +7%
medica medica medicare (d) $756.57 ↑ +9%
bcbs bc medicare (d) $763.84 ↑ +10%
medica health system medica choice (b d o s v) $772.75 ↑ +11%
scha msho (d) scha msho (d) $794.68 ↑ +15%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $806.15 ↑ +16%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $806.15 ↑ +16%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $959.70 ↑ +38%
health partners hpi cigna (mu) $1,733.71 ↑ +150%

Visitor-reported prices

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Puncture spinal lumbar diagnostic at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $992.80 $300.45 – $1,116.90
Sanford Bagley Medical Center Bagley $1,302.40 $394.14 – $1,465.20
Sanford Wheaton Wheaton $1,243.20 $376.22 – $1,398.60
Sanford Luverne Medical Center Luverne $1,175.20 $355.64 – $1,322.10
Sanford Bemidji Medical Center Bemidji $1,302.40 $498.90 – $1,465.20
Sanford Worthington Medical Center Worthington $913.60 $434.61 – $1,008.90
Sanford Tracy Hospital Tracy $992.80 $300.45 – $1,116.90
Sanford Thief River Falls Medical Center Thief River Falls $1,176.80 $505.29 – $1,323.90

All Minnesota hospitals for this procedure →