Paring/cutting benign hyperkeratotic lesion single at Cambridge Medical Center
701 Dellwood St S, Cambridge, MN · Allinahealth · · NPI 1568427383
$72.74
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$129.90
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$26.14 with ucare pmap (a b c d e g n o s u r h) vs $998.18 with blue cross blue shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $26.14 | ↓ -64% |
| aetna | aetna elevate (bdosv) | $57.71 | ↓ -21% |
| aetna | aetna performance (bdosv) | $60.96 | ↓ -16% |
| medica health system | medica dual solutions (b d v o s) | $66.25 | ↓ -9% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $77.00 | ↑ +6% |
| healthpartners | hpi (bdov) | $87.94 | ↑ +21% |
| medica ubh (d) | medica ubh (d) | $90.93 | ↑ +25% |
| medica health system | medica elect (b d o s v) | $95.19 | ↑ +31% |
| health partners | hpi cigna (bdov) | $95.85 | ↑ +32% |
| medica mhps | medica mhps (bdosv) | $99.39 | ↑ +37% |
| medica | medica essentials (b d o s v) | $99.39 | ↑ +37% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $100.20 | ↑ +38% |
| medica health system | medica choice (b d o s v) | $104.60 | ↑ +44% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $109.12 | ↑ +50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $109.12 | ↑ +50% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $129.90 | ↑ +79% |
| all other medicaid | all other medicaid (d) | $191.16 | ↑ +163% |
| medicaid | medicaid ma (d) | $191.16 | ↑ +163% |
| allina aetna medicare (d) | allina aetna medicare (d) | $196.43 | ↑ +170% |
| hennepin health | scha pmap (d) | $196.89 | ↑ +171% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $199.00 | ↑ +174% |
| medicare other | all other medicare (d) | $206.77 | ↑ +184% |
| medicare | medicare (d) | $206.77 | ↑ +184% |
| medica | medica medicare (d) | $215.04 | ↑ +196% |
| bcbs | bc medicare (d) | $217.11 | ↑ +198% |
| scha msho (d) | scha msho (d) | $225.87 | ↑ +211% |
| blue cross blue shield | bc pmap (b d o s v) | $259.05 | ↑ +256% |
| health partners | hpi cigna (mu) | $497.45 | ↑ +584% |
| blue cross | allina health blueprint (bdoshv) | $663.96 | ↑ +813% |
| blue cross blue shield | bc state health plan (b d o s v) | $674.27 | ↑ +827% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $750.93 | ↑ +932% |
| blue cross blue shield | bc aehp (b d o s v) | $883.38 | ↑ +1114% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $948.27 | ↑ +1204% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $998.18 | ↑ +1272% |
Visitor-reported prices
Comments
Paring/cutting benign hyperkeratotic lesion single at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $273.60 | $82.80 – $307.80 |
| Sanford Westbrook Hospital | Westbrook | $282.40 | $85.46 – $317.70 |
| Sanford Wheaton | Wheaton | $264.00 | $79.89 – $297.00 |
| Sanford Bemidji Medical Center | Bemidji | $275.20 | $144.42 – $309.60 |
| Sanford Worthington Medical Center | Worthington | $241.60 | $117.09 – $271.80 |
| Sanford Tracy Hospital | Tracy | $282.40 | $85.46 – $317.70 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $251.18 | $180.95 – $595.98 |
| Owatonna Hospital | Owatonna | $72.74 | $87.94 – $750.93 |