Knee MRI (with contrast) at Cambridge Medical Center
701 Dellwood St S, Cambridge, MN · Allinahealth · · NPI 1568427383
$4,158.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$7,425.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$535.51 with blue cross blue shield vs $7,425.50 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| blue cross blue shield | bc pmap (b d o s v) | $535.51 | ↓ -87% |
| all other medicaid | all other medicaid (d) | $746.88 | ↓ -82% |
| medicaid | medicaid ma (d) | $746.88 | ↓ -82% |
| allina aetna medicare (d) | allina aetna medicare (d) | $767.50 | ↓ -82% |
| hennepin health | scha pmap (d) | $769.29 | ↓ -81% |
| medica health system | medica dual solutions (b d v o s) | $796.00 | ↓ -81% |
| medicare | medicare (d) | $807.89 | ↓ -81% |
| medicare other | all other medicare (d) | $807.89 | ↓ -81% |
| healthpartners | hpi (bdov) | $816.44 | ↓ -80% |
| medica | medica medicare (d) | $840.21 | ↓ -80% |
| bcbs | bc medicare (d) | $848.28 | ↓ -80% |
| scha msho (d) | scha msho (d) | $882.54 | ↓ -79% |
| health partners | hpi cigna (bdov) | $889.92 | ↓ -79% |
| blue cross | allina health blueprint (bdoshv) | $1,099.29 | ↓ -74% |
| blue cross blue shield | bc state health plan (b d o s v) | $1,116.27 | ↓ -73% |
| medica health system | medica elect (b d o s v) | $1,157.52 | ↓ -72% |
| medica | medica essentials (b d o s v) | $1,208.55 | ↓ -71% |
| medica mhps | medica mhps (bdosv) | $1,208.55 | ↓ -71% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $1,243.05 | ↓ -70% |
| medica health system | medica choice (b d o s v) | $1,272.00 | ↓ -69% |
| blue cross blue shield | bc aehp (b d o s v) | $1,462.37 | ↓ -65% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $1,494.01 | ↓ -64% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $1,569.73 | ↓ -62% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $1,652.38 | ↓ -60% |
| health partners | hpi cigna (mu) | $1,977.90 | ↓ -52% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $2,330.00 | ↓ -44% |
| aetna | aetna elevate (bdosv) | $3,299.15 | ↓ -21% |
| aetna | aetna performance (bdosv) | $3,484.79 | ↓ -16% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $4,401.84 | ↑ +6% |
| medica ubh (d) | medica ubh (d) | $5,197.85 | ↑ +25% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $5,728.03 | ↑ +38% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $6,237.42 | ↑ +50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $6,237.42 | ↑ +50% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $7,425.50 | ↑ +79% |
Visitor-reported prices
Comments
Knee MRI (with contrast) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Westbrook Hospital | Westbrook | $3,437.60 | $611.05 – $3,867.30 |
| Sanford Bagley Medical Center | Bagley | $3,164.00 | $611.05 – $3,559.50 |
| Sanford Bemidji Medical Center | Bemidji | $3,164.00 | $577.63 – $3,559.50 |
| Sanford Worthington Medical Center | Worthington | $3,039.20 | $590.11 – $3,419.10 |
| Sanford Tracy Hospital | Tracy | $3,437.60 | $611.05 – $3,867.30 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $3,146.40 | $611.05 – $3,539.70 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $3,146.40 | $611.05 – $3,539.70 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $1,641.79 | $372.85 – $1,474.00 |