Implant cochlear osia osi300 at Cambridge Medical Center

701 Dellwood St S, Cambridge, MN · Allinahealth · · NPI 1568427383

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$20,318.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$36,282.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (bdohsv) vs $10,090.40 with blue cross blue shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (bdohsv) united healthcare (bdosv) $0.01 ↓ -100%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $96.21 ↓ -100%
aetna aetna elevate (bdosv) $212.46 ↓ -99%
aetna aetna performance (bdosv) $224.42 ↓ -99%
medica health system medica dual solutions (b d v o s) $243.88 ↓ -99%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $283.48 ↓ -99%
healthpartners hpi (bdov) $323.73 ↓ -98%
medica health system medica elect (b d o s v) $350.42 ↓ -98%
health partners hpi cigna (bdov) $352.86 ↓ -98%
medica medica essentials (b d o s v) $365.87 ↓ -98%
medica mhps medica mhps (bdosv) $365.87 ↓ -98%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $368.88 ↓ -98%
medica health system medica choice (b d o s v) $385.05 ↓ -98%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $401.69 ↓ -98%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $401.69 ↓ -98%
medica ubh (d) medica ubh (d) $401.69 ↓ -98%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $478.20 ↓ -98%
blue cross blue shield bc pmap (b d o s v) $3,270.15 ↓ -84%
blue cross allina health blueprint (bdoshv) $6,712.94 ↓ -67%
blue cross blue shield bc state health plan (b d o s v) $6,816.59 ↓ -66%
blue cross blue shield of minnesota bc premier (b d o s v) $7,590.82 ↓ -63%
blue cross blue shield bc aehp (b d o s v) $8,930.10 ↓ -56%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $9,585.69 ↓ -53%
blue cross blue shield bc aware/blue plus (b d o s v) $10,090.40 ↓ -50%

Visitor-reported prices

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Implant cochlear osia osi300 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $13,627.04 $1.02 – $7,184.22
United Hospital MN | 1175 Nininger Road. Hastings $17,415.79 $2,276.88 – $6,400.87
Owatonna Hospital Owatonna $20,318.42 $323.73 – $7,590.82
Abbott Northwestern Hospital MN 55407 $17,415.79 $2,276.88 – $6,400.87
Allina Health Faribault Medical Center Faribualt $20,318.42 $323.73 – $7,590.82
New Ulm Medical Center MN 56073 $19,311.26 $189.15 – $9,457.34
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $17,415.79 $2,276.88 – $6,400.87
Buffalo Hospital Buffalo $20,318.42 $323.73 – $7,590.82

All Minnesota hospitals for this procedure →