Established Patient Office Visit (level 3) at Cambridge Medical Center
701 Dellwood St S, Cambridge, MN · Allinahealth · · NPI 1568427383
$111.66
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$199.40
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.01 with medica ubh (d) vs $408.76 with blue cross blue shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| medica ubh (d) | medica ubh (d) | $0.01 | ↓ -100% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $28.77 | ↓ -74% |
| aetna | aetna elevate (bdosv) | $63.53 | ↓ -43% |
| aetna | aetna performance (bdosv) | $67.11 | ↓ -40% |
| medicaid | medicaid ma (d) | $69.00 | ↓ -38% |
| all other medicaid | all other medicaid (d) | $69.00 | ↓ -38% |
| hennepin health | scha pmap (d) | $71.07 | ↓ -36% |
| medica health system | medica dual solutions (b d v o s) | $73.19 | ↓ -34% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $84.77 | ↓ -24% |
| healthpartners | hpi (bdov) | $96.81 | ↓ -13% |
| medica health system | medica elect (b d o s v) | $104.79 | ↓ -6% |
| health partners | hpi cigna (bdov) | $105.52 | ↓ -5% |
| medica | medica essentials (b d o s v) | $109.79 | ↓ -2% |
| medica mhps | medica mhps (bdosv) | $109.79 | ↓ -2% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $110.31 | ↓ -1% |
| medica health system | medica choice (b d o s v) | $115.14 | ↑ +3% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $120.12 | ↑ +8% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $120.12 | ↑ +8% |
| blue cross blue shield | bc pmap (b d o s v) | $126.87 | ↑ +14% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $129.00 | ↑ +16% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $143.00 | ↑ +28% |
| blue cross | allina health blueprint (bdoshv) | $271.88 | ↑ +143% |
| blue cross blue shield | bc state health plan (b d o s v) | $276.12 | ↑ +147% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $307.51 | ↑ +175% |
| health partners | hpi cigna (mu) | $323.69 | ↑ +190% |
| blue cross blue shield | bc aehp (b d o s v) | $361.75 | ↑ +224% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $388.33 | ↑ +248% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $408.76 | ↑ +266% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 3) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $153.60 | $44.30 – $164.70 |
| Sanford Westbrook Hospital | Westbrook | $202.40 | $40.43 – $150.30 |
| Sanford Bagley Medical Center | Bagley | $193.60 | $58.59 – $217.80 |
| Sanford Wheaton | Wheaton | $164.00 | $49.63 – $184.50 |
| Sanford Luverne Medical Center | Luverne | $205.60 | $62.22 – $231.30 |
| Sanford Bemidji Medical Center | Bemidji | $193.60 | $83.39 – $166.50 |
| Sanford Worthington Medical Center | Worthington | $453.60 | $66.30 – $153.90 |
| Sanford Tracy Hospital | Tracy | $202.40 | $40.43 – $150.30 |