ER Visit (level 3) at Cambridge Medical Center
701 Dellwood St S, Cambridge, MN · Allinahealth · · NPI 1568427383
$449.01
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$801.80
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$161.32 with ucare pmap (a b c d e g n o s u r h) vs $1,459.00 with united healthcare (bdohsv) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $161.32 | ↓ -64% |
| medicaid | medicaid ma (d) | $260.08 | ↓ -42% |
| all other medicaid | all other medicaid (d) | $260.08 | ↓ -42% |
| allina aetna medicare (d) | allina aetna medicare (d) | $267.26 | ↓ -40% |
| hennepin health | scha pmap (d) | $267.88 | ↓ -40% |
| medicare other | all other medicare (d) | $281.33 | ↓ -37% |
| medicare | medicare (d) | $281.33 | ↓ -37% |
| medica | medica medicare (d) | $292.58 | ↓ -35% |
| bcbs | bc medicare (d) | $295.40 | ↓ -34% |
| blue cross blue shield | bc pmap (b d o s v) | $304.92 | ↓ -32% |
| scha msho (d) | scha msho (d) | $307.33 | ↓ -32% |
| aetna | aetna elevate (bdosv) | $356.24 | ↓ -21% |
| aetna | aetna performance (bdosv) | $376.28 | ↓ -16% |
| medica health system | medica dual solutions (b d v o s) | $469.00 | ↑ +4% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $475.31 | ↑ +6% |
| healthpartners | hpi (bdov) | $542.79 | ↑ +21% |
| medica ubh (d) | medica ubh (d) | $561.26 | ↑ +25% |
| health partners | hpi cigna (bdov) | $591.65 | ↑ +32% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $618.51 | ↑ +38% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $673.51 | ↑ +50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $673.51 | ↑ +50% |
| health partners | hpi cigna (mu) | $693.18 | ↑ +54% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $801.80 | ↑ +79% |
| blue cross | allina health blueprint (bdoshv) | $833.27 | ↑ +86% |
| blue cross blue shield | bc state health plan (b d o s v) | $846.07 | ↑ +88% |
| medica health system | medica elect (b d o s v) | $846.30 | ↑ +88% |
| medica | medica essentials (b d o s v) | $883.61 | ↑ +97% |
| medica mhps | medica mhps (bdosv) | $883.61 | ↑ +97% |
| medica health system | medica choice (b d o s v) | $930.00 | ↑ +107% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $942.13 | ↑ +110% |
| blue cross blue shield | bc aehp (b d o s v) | $1,108.31 | ↑ +147% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $1,189.69 | ↑ +165% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $1,252.32 | ↑ +179% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $1,459.00 | ↑ +225% |
Visitor-reported prices
Comments
ER Visit (level 3) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $836.00 | $252.99 – $940.50 |
| Sanford Westbrook Hospital | Westbrook | $704.80 | $213.29 – $792.90 |
| Sanford Bagley Medical Center | Bagley | $888.00 | $268.73 – $999.00 |
| Sanford Wheaton | Wheaton | $569.60 | $172.38 – $640.80 |
| Sanford Luverne Medical Center | Luverne | $658.40 | $199.25 – $740.70 |
| Sanford Bemidji Medical Center | Bemidji | $888.00 | $205.84 – $999.00 |
| Sanford Worthington Medical Center | Worthington | $668.00 | $210.29 – $751.50 |
| Sanford Tracy Hospital | Tracy | $704.80 | $213.29 – $792.90 |