ER Visit (level 1, minor) at Cambridge Medical Center

701 Dellwood St S, Cambridge, MN · Allinahealth · · NPI 1568427383

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$145.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$259.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.21 with ucare pmap (a b c d e g n o s u r h) vs $447.26 with blue cross blue shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $52.21 ↓ -64%
medicaid medicaid ma (d) $80.34 ↓ -45%
all other medicaid all other medicaid (d) $80.34 ↓ -45%
allina aetna medicare (d) allina aetna medicare (d) $82.56 ↓ -43%
hennepin health scha pmap (d) $82.75 ↓ -43%
medicare other all other medicare (d) $86.91 ↓ -40%
medicare medicare (d) $86.91 ↓ -40%
medica medica medicare (d) $90.39 ↓ -38%
bcbs bc medicare (d) $91.26 ↓ -37%
scha msho (d) scha msho (d) $94.94 ↓ -35%
blue cross blue shield bc pmap (b d o s v) $108.91 ↓ -25%
aetna aetna elevate (bdosv) $115.30 ↓ -21%
aetna aetna performance (bdosv) $121.78 ↓ -16%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $153.83 ↑ +6%
healthpartners hpi (bdov) $175.67 ↑ +21%
medica ubh (d) medica ubh (d) $181.65 ↑ +25%
health partners hpi cigna (bdov) $191.48 ↑ +32%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $200.18 ↑ +38%
medica health system medica dual solutions (b d v o s) $204.00 ↑ +40%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $217.98 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $217.98 ↑ +50%
health partners hpi cigna (mu) $220.45 ↑ +52%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $259.50 ↑ +79%
blue cross allina health blueprint (bdoshv) $297.60 ↑ +105%
blue cross blue shield bc state health plan (b d o s v) $302.17 ↑ +108%
blue cross blue shield of minnesota bc premier (b d o s v) $336.48 ↑ +132%
medica health system medica elect (b d o s v) $364.00 ↑ +150%
medica mhps medica mhps (bdosv) $380.05 ↑ +162%
medica medica essentials (b d o s v) $380.05 ↑ +162%
blue cross blue shield bc aehp (b d o s v) $395.82 ↑ +172%
medica health system medica choice (b d o s v) $400.00 ↑ +175%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $424.88 ↑ +192%
united healthcare (bdohsv) united healthcare (bdosv) $431.00 ↑ +197%
blue cross blue shield bc aware/blue plus (b d o s v) $447.26 ↑ +208%

Visitor-reported prices

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ER Visit (level 1, minor) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $296.80 $89.82 – $333.90
Sanford Westbrook Hospital Westbrook $323.20 $92.45 – $363.60
Sanford Bagley Medical Center Bagley $315.20 $92.45 – $354.60
Sanford Wheaton Wheaton $244.00 $73.84 – $274.50
Sanford Luverne Medical Center Luverne $230.40 $69.72 – $259.20
Sanford Bemidji Medical Center Bemidji $315.20 $64.05 – $354.60
Sanford Worthington Medical Center Worthington $256.00 $65.44 – $288.00
Sanford Tracy Hospital Tracy $323.20 $92.45 – $363.60

All Minnesota hospitals for this procedure →