Cell function assay w/stim at Cambridge Medical Center

701 Dellwood St S, Cambridge, MN · Allinahealth · · NPI 1568427383

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$318.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$568.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.07 with blue cross blue shield vs $568.90 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield bc pmap (b d o s v) $25.07 ↓ -92%
blue cross allina health blueprint (bdoshv) $64.26 ↓ -80%
blue cross blue shield bc state health plan (b d o s v) $65.25 ↓ -80%
blue cross blue shield of minnesota bc premier (b d o s v) $72.68 ↓ -77%
blue cross blue shield bc aehp (b d o s v) $85.49 ↓ -73%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $91.77 ↓ -71%
blue cross blue shield bc aware/blue plus (b d o s v) $96.61 ↓ -70%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $114.46 ↓ -64%
allina aetna medicare (d) allina aetna medicare (d) $126.48 ↓ -60%
medicare medicare (d) $133.14 ↓ -58%
medicare other all other medicare (d) $133.14 ↓ -58%
all other medicaid all other medicaid (d) $135.74 ↓ -57%
medicaid medicaid ma (d) $135.74 ↓ -57%
medica medica medicare (d) $138.47 ↓ -57%
bcbs bc medicare (d) $139.80 ↓ -56%
hennepin health scha pmap (d) $139.81 ↓ -56%
scha msho (d) scha msho (d) $146.45 ↓ -54%
aetna aetna elevate (bdosv) $252.76 ↓ -21%
aetna aetna performance (bdosv) $266.98 ↓ -16%
medica health system medica dual solutions (b d v o s) $290.14 ↓ -9%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $337.24 ↑ +6%
healthpartners hpi (bdov) $385.13 ↑ +21%
united healthcare (bdohsv) united healthcare (bdosv) $391.97 ↑ +23%
medica ubh (d) medica ubh (d) $398.23 ↑ +25%
medica health system medica elect (b d o s v) $416.89 ↑ +31%
health partners hpi cigna (bdov) $419.79 ↑ +32%
medica medica essentials (b d o s v) $435.27 ↑ +37%
medica mhps medica mhps (bdosv) $435.27 ↑ +37%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $438.85 ↑ +38%
health partners hpi cigna (mu) $456.81 ↑ +43%
medica health system medica choice (b d o s v) $458.08 ↑ +44%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $477.88 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $477.88 ↑ +50%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $568.90 ↑ +79%

Visitor-reported prices

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Cell function assay w/stim at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $358.40 $153.89 – $403.20
Sanford Behavioral Health Thief River Falls Thief River Falls $358.40 $153.89 – $403.20
United Hospital MN | 1175 Nininger Road. Hastings $346.13 $20.32 – $244.62
Owatonna Hospital Owatonna $318.58 $25.07 – $419.79
Abbott Northwestern Hospital MN 55407 $346.13 $20.32 – $456.81
Allina Health Faribault Medical Center Faribualt $318.58 $25.07 – $419.79
New Ulm Medical Center MN 56073 $413.11 $32.67 – $603.28
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $346.13 $20.32 – $244.62

All Minnesota hospitals for this procedure →