Aep thrshld est mlt freq i&r at Cambridge Medical Center
701 Dellwood St S, Cambridge, MN · Allinahealth · · NPI 1568427383
$760.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,358.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$63.53 with blue cross blue shield vs $1,358.30 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| blue cross blue shield | bc pmap (b d o s v) | $63.53 | ↓ -92% |
| blue cross | allina health blueprint (bdoshv) | $162.84 | ↓ -79% |
| blue cross blue shield | bc state health plan (b d o s v) | $165.37 | ↓ -78% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $184.18 | ↓ -76% |
| all other medicaid | all other medicaid (d) | $205.72 | ↓ -73% |
| medicaid | medicaid ma (d) | $205.72 | ↓ -73% |
| allina aetna medicare (d) | allina aetna medicare (d) | $211.40 | ↓ -72% |
| hennepin health | scha pmap (d) | $211.89 | ↓ -72% |
| blue cross blue shield | bc aehp (b d o s v) | $216.66 | ↓ -72% |
| medicare other | all other medicare (d) | $222.53 | ↓ -71% |
| medicare | medicare (d) | $222.53 | ↓ -71% |
| medica | medica medicare (d) | $231.43 | ↓ -70% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $232.57 | ↓ -69% |
| bcbs | bc medicare (d) | $233.66 | ↓ -69% |
| scha msho (d) | scha msho (d) | $243.09 | ↓ -68% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $244.81 | ↓ -68% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $273.29 | ↓ -64% |
| aetna | aetna elevate (bdosv) | $603.49 | ↓ -21% |
| aetna | aetna performance (bdosv) | $637.45 | ↓ -16% |
| medica health system | medica dual solutions (b d v o s) | $692.73 | ↓ -9% |
| health partners | hpi cigna (mu) | $779.57 | ↑ +2% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $805.20 | ↑ +6% |
| healthpartners | hpi (bdov) | $919.53 | ↑ +21% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $935.87 | ↑ +23% |
| medica ubh (d) | medica ubh (d) | $950.81 | ↑ +25% |
| medica health system | medica elect (b d o s v) | $995.36 | ↑ +31% |
| health partners | hpi cigna (bdov) | $1,002.29 | ↑ +32% |
| medica mhps | medica mhps (bdosv) | $1,039.24 | ↑ +37% |
| medica | medica essentials (b d o s v) | $1,039.24 | ↑ +37% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $1,047.79 | ↑ +38% |
| medica health system | medica choice (b d o s v) | $1,093.70 | ↑ +44% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $1,140.97 | ↑ +50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $1,140.97 | ↑ +50% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $1,358.30 | ↑ +79% |
Visitor-reported prices
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Aep thrshld est mlt freq i&r at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Bemidji Medical Center | Bemidji | $613.60 | $226.44 – $690.30 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $992.26 | $51.49 – $309.83 |
| Owatonna Hospital | Owatonna | $760.65 | $63.53 – $1,002.29 |
| Abbott Northwestern Hospital | MN 55407 | $992.26 | $51.49 – $779.57 |
| Allina Health Faribault Medical Center | Faribualt | $760.65 | $63.53 – $1,002.29 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $992.26 | $51.49 – $309.83 |
| Buffalo Hospital | Buffalo | $760.65 | $63.53 – $919.53 |
| River Falls Area Hospital | River Falls | $760.65 | $81.32 – $632.19 |