Shoulder MRI (with contrast) at Buffalo Hospital

303 Catlin St, Buffalo, MN · Allinahealth · · NPI 1538123567

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$3,234.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,775.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$532.95 with blue cross blue shield vs $5,775.10 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield bc pmap (b d o s v) $532.95 ↓ -84%
medicaid medicaid ma (b) $746.88 ↓ -77%
all other medicaid all other medicaid (b) $746.88 ↓ -77%
allina aetna medicare (b) allina aetna medicare (b) $767.50 ↓ -76%
south country health alliance scha pmap (b) $769.29 ↓ -76%
medica health system medica dual solutions (b d v o s) $796.00 ↓ -75%
medicare other all other medicare (b) $807.89 ↓ -75%
medicare medicare (b) $807.89 ↓ -75%
healthpartners hpi (bdov) $816.44 ↓ -75%
medica medica medicare (b) $840.21 ↓ -74%
bcbs bc medicare (b) $848.28 ↓ -74%
health partners hpi cigna (bdov) $889.92 ↓ -72%
blue cross allina health blueprint (bdoshv) $1,094.05 ↓ -66%
blue cross blue shield bc state health plan (b d o s v) $1,110.94 ↓ -66%
medica health system medica elect (b d o s v) $1,157.52 ↓ -64%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $1,161.95 ↓ -64%
medica mhps medica mhps (bdosv) $1,208.55 ↓ -63%
medica medica essentials (b d o s v) $1,208.55 ↓ -63%
blue cross blue shield of minnesota bc premier (b d o s v) $1,237.12 ↓ -62%
medica health system medica choice (b d o s v) $1,272.00 ↓ -61%
blue cross blue shield bc aehp (b d o s v) $1,455.39 ↓ -55%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $1,562.24 ↓ -52%
blue cross blue shield bc aware/blue plus (b d o s v) $1,644.50 ↓ -49%
health partners hpi cigna (mu) $1,977.90 ↓ -39%
united healthcare (bdohsv) united healthcare (bdosv) $2,330.00 ↓ -28%
aetna aetna elevate (bdosv) $2,565.88 ↓ -21%
aetna aetna performance (bdosv) $2,710.25 ↓ -16%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $3,423.48 ↑ +6%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $4,454.91 ↑ +38%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $4,851.08 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $4,851.08 ↑ +50%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $5,775.10 ↑ +79%

Visitor-reported prices

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Shoulder MRI (with contrast) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $3,704.80 $611.05 – $4,167.90
Sanford Bagley Medical Center Bagley $3,234.40 $611.05 – $3,638.70
Sanford Wheaton Wheaton $3,300.00 $611.05 – $3,712.50
Sanford Bemidji Medical Center Bemidji $3,234.40 $577.63 – $3,638.70
Sanford Worthington Medical Center Worthington $3,330.40 $590.11 – $3,746.70
Sanford Tracy Hospital Tracy $3,704.80 $611.05 – $4,167.90
Sanford Thief River Falls Medical Center Thief River Falls $3,169.60 $611.05 – $3,565.80
Sanford Behavioral Health Thief River Falls Thief River Falls $3,169.60 $611.05 – $3,565.80

All Minnesota hospitals for this procedure →