ER Visit (level 3) at Buffalo Hospital

303 Catlin St, Buffalo, MN · Allinahealth · · NPI 1538123567

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$449.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$801.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$161.32 with ucare pmap (a b c d e g n o s u r h) vs $1,459.00 with united healthcare (bdohsv) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $161.32 ↓ -64%
all other medicaid all other medicaid (b) $260.08 ↓ -42%
medicaid medicaid ma (b) $260.08 ↓ -42%
allina aetna medicare (b) allina aetna medicare (b) $267.26 ↓ -40%
south country health alliance scha pmap (b) $267.88 ↓ -40%
medicare medicare (b) $281.33 ↓ -37%
medicare other all other medicare (b) $281.33 ↓ -37%
medica medica medicare (b) $292.58 ↓ -35%
bcbs bc medicare (b) $295.40 ↓ -34%
blue cross blue shield bc pmap (b d o s v) $304.92 ↓ -32%
aetna aetna elevate (bdosv) $356.24 ↓ -21%
aetna aetna performance (bdosv) $376.28 ↓ -16%
medica health system medica dual solutions (b d v o s) $469.00 ↑ +4%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $475.31 ↑ +6%
healthpartners hpi (bdov) $542.79 ↑ +21%
health partners hpi cigna (bdov) $591.65 ↑ +32%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $618.51 ↑ +38%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $673.51 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $673.51 ↑ +50%
health partners hpi cigna (mu) $693.18 ↑ +54%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $801.80 ↑ +79%
blue cross allina health blueprint (bdoshv) $833.27 ↑ +86%
blue cross blue shield bc state health plan (b d o s v) $846.07 ↑ +88%
medica health system medica elect (b d o s v) $846.30 ↑ +88%
medica ub health (b) medica ub health (b) $873.00 ↑ +94%
medica mhps medica mhps (bdosv) $883.61 ↑ +97%
medica medica essentials (b d o s v) $883.61 ↑ +97%
medica health system medica choice (b d o s v) $930.00 ↑ +107%
blue cross blue shield of minnesota bc premier (b d o s v) $942.13 ↑ +110%
blue cross blue shield bc aehp (b d o s v) $1,108.31 ↑ +147%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $1,189.69 ↑ +165%
blue cross blue shield bc aware/blue plus (b d o s v) $1,252.32 ↑ +179%
united healthcare (bdohsv) united healthcare (bdosv) $1,459.00 ↑ +225%

Visitor-reported prices

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ER Visit (level 3) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $836.00 $252.99 – $940.50
Sanford Westbrook Hospital Westbrook $704.80 $213.29 – $792.90
Sanford Bagley Medical Center Bagley $888.00 $268.73 – $999.00
Sanford Wheaton Wheaton $569.60 $172.38 – $640.80
Sanford Luverne Medical Center Luverne $658.40 $199.25 – $740.70
Sanford Bemidji Medical Center Bemidji $888.00 $205.84 – $999.00
Sanford Worthington Medical Center Worthington $668.00 $210.29 – $751.50
Sanford Tracy Hospital Tracy $704.80 $213.29 – $792.90

All Minnesota hospitals for this procedure →