Ventilator each subsequent day at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$1,047.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,309.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$402.38 with Sanford Health Plan vs $2,215.57 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan | SD Exchange True | $402.38 | ↓ -62% |
| Blue Cross Blue Shield of Minnesota | PMAP | $452.09 | ↓ -57% |
| Sanford Health Plan | Group Health/True | $458.81 | ↓ -56% |
| Sanford Health Plan | SD Exchange Commercial | $473.38 | ↓ -55% |
| Security Health Plan | Commercial | $485.65 | ↓ -54% |
| Sanford Health Plan | Commercial | $539.78 | ↓ -48% |
| Sanford Health Plan Align | Medicare Replacement | $616.36 | ↓ -41% |
| Health Partners | Commercial | $618.10 | ↓ -41% |
| Ucare | Commercial | $620.66 | ↓ -41% |
| Ucare | Medicare Replacement | $661.78 | ↓ -37% |
| Aetna | Medicare Replacement | $668.27 | ↓ -36% |
| Great Plains Medicare Advantage | Medicare Replacement | $668.27 | ↓ -36% |
| Health Partners | Medicare Replacement | $668.27 | ↓ -36% |
| United Healthcare | Medicare Replacement | $668.27 | ↓ -36% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $668.27 | ↓ -36% |
| United Healthcare | CSP Top 20 | $671.96 | ↓ -36% |
| Primewest | Medicare Replacement | $681.24 | ↓ -35% |
| Ucare | Medicaid Managed Care | $694.16 | ↓ -34% |
| Aetna | Commercial | $724.06 | ↓ -31% |
| Primewest | Medicaid Managed Care | $727.21 | ↓ -31% |
| United Healthcare | Commercial | $737.31 | ↓ -30% |
| Medica | Choice | $741.72 | ↓ -29% |
| Medica | Elect | $793.82 | ↓ -24% |
| Healthez | Commercial | $794.70 | ↓ -24% |
| Multiplan | Commercial | $794.70 | ↓ -24% |
| First Choice Health Network | Commercial | $794.70 | ↓ -24% |
| Cigna | Commercial | $794.70 | ↓ -24% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $2,215.57 | ↑ +112% |
Visitor-reported prices
Comments
Ventilator each subsequent day at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $1,309.60 | $396.32 – $1,473.30 |
| Sanford Bagley Medical Center | Bagley | $1,047.20 | $316.91 – $1,178.10 |
| Sanford Luverne Medical Center | Luverne | $1,148.00 | $347.41 – $1,291.50 |
| Sanford Worthington Medical Center | Worthington | $1,348.00 | $461.86 – $1,516.50 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $946.40 | $406.36 – $1,064.70 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $946.40 | $406.36 – $1,064.70 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $1,178.74 | $151.11 – $735.74 |
| Owatonna Hospital | Owatonna | $853.22 | $166.52 – $1,124.26 |