Vaginal bx at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$4,390.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,488.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$143.76 with Blue Cross Blue Shield of Minnesota vs $2,830.50 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $143.76 | ↓ -97% |
| Sanford Health Plan Align | Medicare Replacement | $187.56 | ↓ -96% |
| Ucare | Medicare Replacement | $201.38 | ↓ -95% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $203.35 | ↓ -95% |
| Great Plains Medicare Advantage | Medicare Replacement | $203.35 | ↓ -95% |
| Health Partners | Medicare Replacement | $203.35 | ↓ -95% |
| Aetna | Medicare Replacement | $203.35 | ↓ -95% |
| United Healthcare | Medicare Replacement | $203.35 | ↓ -95% |
| Primewest | Medicare Replacement | $207.30 | ↓ -95% |
| Ucare | Medicaid Managed Care | $211.23 | ↓ -95% |
| Primewest | Medicaid Managed Care | $221.29 | ↓ -95% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $704.52 | ↓ -84% |
| Sanford Health Plan | SD Exchange True | $1,433.18 | ↓ -67% |
| Sanford Health Plan | Group Health/True | $1,634.14 | ↓ -63% |
| Sanford Health Plan | SD Exchange Commercial | $1,686.03 | ↓ -62% |
| Security Health Plan | Commercial | $1,729.75 | ↓ -61% |
| Sanford Health Plan | Commercial | $1,922.54 | ↓ -56% |
| Health Partners | Commercial | $2,201.50 | ↓ -50% |
| Ucare | Commercial | $2,210.62 | ↓ -50% |
| United Healthcare | CSP Top 20 | $2,393.35 | ↓ -45% |
| Aetna | Commercial | $2,578.90 | ↓ -41% |
| United Healthcare | Commercial | $2,626.08 | ↓ -40% |
| Medica | Choice | $2,641.80 | ↓ -40% |
| Medica | Elect | $2,827.36 | ↓ -36% |
| Healthez | Commercial | $2,830.50 | ↓ -36% |
| Multiplan | Commercial | $2,830.50 | ↓ -36% |
| First Choice Health Network | Commercial | $2,830.50 | ↓ -36% |
| Cigna | Commercial | $2,830.50 | ↓ -36% |
Visitor-reported prices
Comments
Vaginal bx at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| United Hospital | MN | 1175 Nininger Road. Hastings | $1,416.91 | $183.20 – $3,243.00 |
| Abbott Northwestern Hospital | MN 55407 | $1,416.91 | $183.20 – $3,243.00 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $1,416.91 | $183.20 – $3,243.00 |
| Sanford Canby Medical Center | Canby | not published | $211.23 – $211.23 |
| Sanford Westbrook Hospital | Westbrook | not published | $211.23 – $211.23 |
| Sanford Bagley Medical Center | Bagley | not published | $211.23 – $211.23 |
| Sanford Wheaton | Wheaton | not published | $211.23 – $211.23 |
| Sanford Luverne Medical Center | Luverne | not published | $211.23 – $211.23 |