Splint dorsal bloc wh med perf 3.2mm lf polyflex ii at Sanford Bemidji Medical Center

1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$781.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$976.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$444.90 with Sanford Health Plan vs $878.67 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan SD Exchange True $444.90 ↓ -43%
Sanford Health Plan Group Health/True $507.29 ↓ -35%
Sanford Health Plan SD Exchange Commercial $523.39 ↓ -33%
Blue Cross Blue Shield of Minnesota Commercial/Federal $524.81 ↓ -33%
Blue Cross Blue Shield of Minnesota PMAP $524.81 ↓ -33%
Security Health Plan Commercial $536.97 ↓ -31%
Sanford Health Plan Align Medicare Replacement $551.77 ↓ -29%
Ucare Medicare Replacement $592.43 ↓ -24%
Sanford Health Plan Commercial $596.81 ↓ -24%
Aetna Medicare Replacement $598.23 ↓ -23%
United Healthcare Medicare Replacement $598.23 ↓ -23%
Great Plains Medicare Advantage Medicare Replacement $598.23 ↓ -23%
Health Partners Medicare Replacement $598.23 ↓ -23%
Blue Cross Blue Shield of Minnesota Medicare Replacement $598.23 ↓ -23%
Primewest Medicare Replacement $609.85 ↓ -22%
Health Partners Commercial $683.41 ↓ -13%
Ucare Commercial $686.24 ↓ -12%
United Healthcare CSP Top 20 $742.96 ↓ -5%
Aetna Commercial $800.57 ↑ +3%
United Healthcare Commercial $815.21 ↑ +4%
Medica Choice $820.09 ↑ +5%
Medica Elect $877.69 ↑ +12%
First Choice Health Network Commercial $878.67 ↑ +13%
Multiplan Commercial $878.67 ↑ +13%
Healthez Commercial $878.67 ↑ +13%
Cigna Commercial $878.67 ↑ +13%
Ucare Medicaid Managed Care not published by hospital —
Primewest Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Splint dorsal bloc wh med perf 3.2mm lf polyflex ii at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bagley Medical Center Bagley $781.04 $236.36 – $878.67
United Hospital MN | 1175 Nininger Road. Hastings $830.98 $52.91 – $566.91
Owatonna Hospital Owatonna $969.47 $38.32 – $734.52
Abbott Northwestern Hospital MN 55407 $830.98 $52.91 – $220.32
Allina Health Faribault Medical Center Faribualt $969.47 $38.32 – $734.52
New Ulm Medical Center MN 56073 $729.79 $21.76 – $915.13
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $830.98 $52.91 – $220.32
Buffalo Hospital Buffalo $969.47 $38.32 – $734.52

All Minnesota hospitals for this procedure →