Sodium chloride 3 % ivpb at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$11.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$14.54
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$1.02 with Blue Cross Blue Shield of Minnesota vs $12.92 with Healthez — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $1.02 | ↓ -91% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1.02 | ↓ -91% |
| Sanford Health Plan | SD Exchange True | $6.54 | ↓ -44% |
| Sanford Health Plan | Group Health/True | $7.46 | ↓ -36% |
| Sanford Health Plan | SD Exchange Commercial | $7.69 | ↓ -34% |
| Security Health Plan | Commercial | $7.89 | ↓ -32% |
| Sanford Health Plan | Commercial | $8.77 | ↓ -25% |
| Health Partners | Commercial | $10.05 | ↓ -14% |
| Ucare | Commercial | $10.09 | ↓ -13% |
| United Healthcare | CSP Top 20 | $10.92 | ↓ -6% |
| Aetna | Commercial | $11.77 | ↑ +1% |
| United Healthcare | Commercial | $11.98 | ↑ +3% |
| Medica | Choice | $12.05 | ↑ +4% |
| Medica | Elect | $12.90 | ↑ +11% |
| Multiplan | Commercial | $12.92 | ↑ +11% |
| Cigna | Commercial | $12.92 | ↑ +11% |
| First Choice Health Network | Commercial | $12.92 | ↑ +11% |
| Healthez | Commercial | $12.92 | ↑ +11% |
| United Healthcare | Medicare Replacement | not published by hospital | — |
| Aetna | Medicare Replacement | not published by hospital | — |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | not published by hospital | — |
| Great Plains Medicare Advantage | Medicare Replacement | not published by hospital | — |
| Health Partners | Medicare Replacement | not published by hospital | — |
| Primewest | Medicaid Managed Care | not published by hospital | — |
| Primewest | Medicare Replacement | not published by hospital | — |
| Sanford Health Plan Align | Medicare Replacement | not published by hospital | — |
| Ucare | Medicaid Managed Care | not published by hospital | — |
| Ucare | Medicare Replacement | not published by hospital | — |
Visitor-reported prices
Comments
Sodium chloride 3 % ivpb at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Westbrook Hospital | Westbrook | $5.19 | $1.57 – $5.83 |
| Sanford Bagley Medical Center | Bagley | $11.80 | $3.57 – $13.28 |
| Sanford Wheaton | Wheaton | $3.00 | $0.73 – $2.70 |
| Sanford Luverne Medical Center | Luverne | $4.86 | $1.47 – $5.46 |
| Sanford Worthington Medical Center | Worthington | $4.48 | $1.00 – $5.03 |
| Sanford Tracy Hospital | Tracy | $5.19 | $1.57 – $5.83 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $27.60 | $0.05 – $0.08 |
| Owatonna Hospital | Owatonna | $25.98 | $0.05 – $34.24 |